1. THE RIGHT PRODUCT FOR TODAY’S NEEDS! THE RIGHT PRODUCT FOR THE FUTURE! CRITICAL ILLNESS INSURANCE

2. CBL Financial Strength CBL holds an A (Excellent) Rating by A.M. Best. CBL holds a B+ (Good) Rating by Weiss PFC/CBL is a LIFE AND FINANCIAL SERVICE subsidiary of Health Care Service Corporation (HCSC). HCSC is a mutual legal reserve company that conducts business as Blue Cross Blue Shield of Illinois, Texas, Oklahoma and New Mexico.

3. CBS Insurance “We Work For You” Jim Jordan Sr. CLU Jim Jordan Jr. J. R. Jordan P. O. Box 50145 Phoenix, AZ 85076 1-888-455-7462 www.cbsinsurance.net

4. LifeStyle Protector 10 Year Renewable & Convertible Term Life Insurance Policy Critical Condition Rider 100% Pay Out for Life Threatening Cancer, Heart Attack, Stroke, Renal Failure, Major Organ Transplant or Terminal Illness

5. A $100,000 LIFESTYLE PROTECTOR POLICY $100,000 Check paid out for…….  Heart Attack  Life Threatening Cancer  Stroke  Major Organ Transplant  Terminal Illness  Renal Failure  Death from any cause (Except suicide during the first two years, Missouri 3 years, North Dakota & Colorado 1 year.) The Policy terminates after a full benefit is paid out. The benefits differ and may not be available in GA, PA, SC, MD, OR, DC, & FL.

6. A $100,000 LIFESTYLE PROTECTOR POLICY $100,000 Check paid out for……. Total Disability 10% of the policy face amount every year for 5 years if you receive Social Security Disability Benefits, and the remaining 50% of the policy face amount at the end of 5 years if you are still receiving Social Security Disability Benefits for a total pay out of 100%. $25,000 Check paid out for……. Major Heart Surgery HIV from a Blood Transfusion $10,000 Check paid out for……. Angioplasty Some Exclusions and Exceptions apply, Benefits may differ or not be available in some states, your Agent will explain the benefits available in your state. Partial Benefits paid out are deducted from the policy face amount. The Policy may continue in force at the adjusted Face Amount and reduced insurance premium.

7. LifeStyle Protector  Home Health Care  Cost of Care Givers  Lost Income Self/Spouse  Daily Living Expenses  Co-Pays & Deductibles  Experimental Treatments  Housekeeping or Child Care Expenses  Maintenance of Your Family’s Quality of Life

8. LifeStyle Protector Market Niches Membership Add on Mortgage Protection Buy Sell Health Insurance Singles Payroll

9. LifeStyle Protector Market Niches Existing Clients Disability Supplement Family Protection Housewives Self-Employed College Funding

10. BANKRUPTCIES DUE TO CRITICAL ILLNESS 1  50.35% of personal bankruptcies were caused by illness or medical debts  2 million Americans are estimated to have medical caused bankruptcies each year  68% of debtors that had medical bankruptcies also had health insurance at the time of filing  $13,460 was the average out-of-pocket medical expenses covering co-pays, deductibles and uncovered health services for bankruptcy filers

11. LifeStyle Protector/CBL Highlights 96% Issue Rate 1 Page Simplified Issue Application 9 Month Advance, Advances Paid Daily Issue Time of 1-3 Business Days Continuous Credit Card Payments w/ Online Apps LifeStyle Protector is guaranteed renewable to age 70 with renewal rates guaranteed at issue.

12. LIFESTYLE PROTECTOR Waiting Period & Death Benefit Coverage  Immediate Death Benefit Coverage*  Other eligible conditions must be first diagnosed at least 30 Days (60 days for Cancer) after the policy effective date shown on the policy specification page * If CBL approves the application and the first premium is paid, or the payroll deduction is authorized, term life insurance coverage (death benefits only) will begin as of the date the application is signed. * Waiting periods may vary by state.

14. How To Get Started Online Complete your Licensing Packet (Contact Mike Owens for Licensing & Contracting Information) Sign up for your website at: www.AHCP.virtualinsurance.net/signup

15. LSP Online - Sign Up Screen

16. LSP Online Quote Results

17. Fillable Application Form

18. Electronic Mouse Signature

19. 1. Harvard University Study, David U. Himmelstein, M.D., Elizabeth Warren, J.D., Deborah Thorne, Ph.D., Steffie Woolhandler, M.D., M.P.H. SOURCE

20. LifeStyle Protector …Because A Check is Better Than A Get Well Card