1. ACA - The Post Season Presented by

2. Current Situation  Affordable Care Act has changed our environment  Individuals missed open enrollment  Can’t afford a Metallic Plan design  Several uninsured or may be losing coverage

3. HUGE Opportunity Bridge the Gap until next open enrollment Bundle additional ancillary products Ancillary products can stay in place even after open enrollment

4. The Solution for the Strategy IHC Short Term Medical Shopping Cart  Bridge the gap until open enrollment into ACA  Plans up to 364 days  Major medical Coverage  Not ACA compliant  Include Pre-ex  May not qualify due to health history

5. Ancillary Add-Ons Round Out the Sale In one sale, add on: o R/X Pay Card o Guaranteed issue four tier discount card o Accident and Critical Illness o IHC Dental o 2 PPO Options o 1 Indemnity option

6. What is included? Short Term Medical -Up to 3 office visit copays -Varies by duration of policy -Deductible Options -$1,000, $2,500, or $5,000 -Coinsurance options -80%, 70%, or 50% -Tele-Doc -Monthly or lump sum payment options -Lump sum can reduce premium by up to 15% - Multiplan - PHCS PPO network for additional discounts on covered services

7. What is included? R/X Paycard Tier 1 – Generic drugs - Up to $10 Tier 2 – Brand name and select generic drugs Up to $20 Tier 3 – Brand name and select generic drugs Up to $50 Tier 4 – Brand name drugs - Discount only

8. What is included? Accident and CI – 2 levels of benefits to select PlanAccident BenefitTerm LifeCritical Illness Plan 5$5000 ($250 Deductible)$2500 Plan 10$10,000 ($500 Deductible)$2500

9. What is included? IHC Dental PlanCleanings (Preventative) X-Rays (Diagnostic) Fillings (Basic Care) Crowns, Root Canals (Major Care) Apex 100%80% 50% Bay 100% 50%Not Covered Ridge 80%60%40%20%

10. Great, so how do I do it? https://www.myihcgroup.com/ OR https://www.myihcgroup.com/Agents/Product Landing.aspx

11. AWESOME, Next Steps? Get Appointed with IHC by contacting 800-442-4915 Or http://thebrokerageinc.com