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ColoradoCare The Colorado Health Care Cooperative Affordable, High-Quality Health Care for All Coloradans www.co-operatecolorado.org Rocky Mountain National Park 1
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2 States can opt out of Obamacare (ACA) if they: ACA Waiver for State Innovation Ensure that residents get insurance that is at least as comprehensive and affordable Ensure that as least as many people are covered Do not increase the federal deficit
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Agenda 3 Advantages of the Cooperative How We Pay for the Cooperative How the Cooperative will Simplify Health Care Governance of the Cooperative
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All Coloradans Receive Health Care 4
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What You Get: Your Choice of Provider Not from a narrow network 5
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What You Get: Primary & Specialty Care HospitalizationPrescriptions Preventive Care Emergency & Urgent Care 6
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What You Get: Designated Dental Some Vision Limited Long Term CareSome Hearing Care 7 Mental Health & Substance Abuse Treatment
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What You Pay : 6% Employers will pay 6% 3% Employees pay 3% of your annual salary 8 Replacing your health insurance premiums, deductibles and co- insurance
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On $50,000 Income $250 Your employer pays $250 monthly $125 You pay $125 monthly On $100,000 Income * $500 Your employer pays $500 monthly $250 You pay $250 monthly 9 For Example: ( *Capped at $350,000 filing individually, $450, 000 filing jointly)
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9% Self-employed pay 9% of net income 9% 9% is paid on non-wage income 10
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11 Child Support, Disability and Unemployment Insurance Income The first $20,000 of Retirement Income Exempt Income:
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No Co-pays on Primary or Preventative Care No Deductibles, No Co-Insurance 12
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ColoradoCare will Significantly Reduce the Waste of Unnecessary Bureaucracy Wasted $2.8 Trillion Spent Annually Inst. of Med., 2012 13 $765 B 27% 17% of US GDP $2,035 B 73%
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How $765 B is Wasted (Inst. of Med., 2012) 14
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Excessive Administrative Costs Source: Bureau of Labor Statistics; NCHS; Himmelstein/Woolhandler analysis of CPS Growth PhysiciansAdministrators 3000% 2500% 2000% 1500% 1000% 500% 0 19701980199020002010 15
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Source: Kaiser Family Foundation (http://www.kff.org) analysis. *Produced by: Larry Levitt, MPP, Anne Jankiewicz, and David Rousseau, MPH Health Coverage with ACA 16
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Health Coverage with Colorado Health Care Cooperative Get a Smart Card and Choose a Provider. Are you a Colorado Resident? 17
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ColoradoCare, will be a Constitutional Amendment Provides a fair, cost effective way to collect premiums Establishes cooperative business principles Separates health care from government control and partisan politics Exempts ColoradoCare from TABOR 18
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ColoradoCare Governance A 21-member board will oversee ColoradoCare Trustees will be elected by non-partisan elections Three Trustees will be elected from each of seven regions Trustees members will serve four-year terms and are limited to serving two consecutive terms 19
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www.co-operatecolorado.org We can do this, Colorado Let’s make History 20
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What YOU can Do 21 Make phone calls Help organize events Carry a petition to collect signatures for ballot initiative Contribute Help with data entry and/or mailings Arrange for a presentation for your organization or congregation Spread the word about ColoradoCare
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