1. JUNE 2013 Mark Florman

2. The World

3. The World in 1991 46%

4. The World in 2013 GINI index Source: World Bank 22%

5. Shifting Demographics

6. Old vs. Young Old - Indebted 35% of WG Young – No Debt 65% of WG

7. 2013 – Where are all the <30s? Source: US Census Bureau

8. World Urbanisation 2012: 50% 2030: 60% Source: Global Trends 2030, National Intelligence Council

9. World Population Growth 2012 13% 70% 18% 7 BILLION 2050 9.3 BILLION 67% 18%15% More Developed Countries Less Developed Countries Least Developed Countries Source: United Nations Population Fund

10. Global Middle Class Consumption 2000 65% Old World 2050 20% Old World

11. Demographic Facts Japan & Germany: World’s Oldest Populations European Elderly: 58m more by 2050 European workforce ratio: 1/2 approaches

12. Resources Land Water Minerals

13. How Springboard Economy Springboard Society

14. Migration Old World Shortages STEM Young New World Surpluses STEM Young

15. Europe Unprecedented growth in productivity required from investing in Physical Capital Knowledge Capital Human Capital

16. New Flat World Connected & communicating Constant fight over resources Working old & poor Instability & anger Online education Sustainable energy

17. Springboard Economy Schools: STEM & business Angel & Venture Innovation ecosystems Productivity Apprenticeships

18. Springboard Society No one left behind Business responsibility Social impact industry Back to work One million jobs Slavery (CSJ)

19. UK Statistics 2013 45% 39% 16% 53 MILLION 2060 63 MILLION 34% 36% 30% Public Sector net debt as a % of GDP Source: HM Treasury 66+ years old 36-65 years old 0-35 years old Source: Office of National Statistics

20. Current State of the UK Living beyond our means Overtaxed Mortgaged the future Inward Facing Short termist Lack of innovation Need growth of 3% p.a.

21. Long Term Solution Promote innovation investments Environment for flexible talent development Encourage entrepreneurship Shape disruptive technologies Foster ecosystems

22. Short Term Spending Review HMT will make £11.5bn overall savings from Government departments year 2015/16. NHS budget to help fund investment in social care. Investments in long-term capital infrastructure. Will announce sums allocated to Local Enterprise Partnerships.

23. UK Housing

24. Facts on UK Housing 1.8 million households on waiting lists 60,000 households made homeless per year 4.6 million homes needed in next 20 years 2,000 housing associations Demographics and new household formation increases pressure Income-housing cost ratio worsening Impact of universal credit on credit quality of HA’s

25. Homes & Communities Communities that support each other Innovation in work/home environments Socially inclusive societies Early intervention to support families

26. Invest in Communities Construction & housing key catalyst to UK GDP Private investment via social impact investing Tax relief for social enterprises Support new social enterprises Private equity & venture capital Static communities Innovation in Elderly & Social Care

27. Invest in Markets Measure and value social impact... ERR Form a development service company to aggregate development plans Aggregation of assets, income streams and risks Migrate £50bn of bank finance towards bond market (currently £7.5bn) Co-op housing – borrow against unfettered assets Regulator to consider treatment of grants (as assets)

28. Thank you