1. Washington Area Community Investment Fund Celebrating 26 Years

2.  WACIF is a nonprofit community development loan fund whose mission is to empower underserved communities and individuals in the by providing access to capital and technical assistance to… WACIF’s Mission - Smith and Sons, LLC

3.  Small Businesses  Affordable Housing Developers  Childcare Centers  Community Organizations  Non-profits WACIF’s Clients and Services

4.  Access to Capital  Technical Assistance  Free Seminar Series (legal, marketing, financing, taxes etc…)  Mentors How does WACIF help? WACIF’s Programs

5.  WACIF’s Access to Capital Loan fund  SBA Micro-Loan Fund  CBE Microloan Fund  Streetscape Relief Loan Fund  Bank Partners  Community Development VCs WACIF and Access to Capital

6.  Deliberately  The ‘craft’ brewers of the lending world  Judiciously  Sources of capital are limited, thus loans are limited  Normally, less than 5% of clients get approved for loans  96% Loan Repayment Rate  Non-traditionally  Much different risk profile than most debt financiers How WACIF Lends Money

7.  Intake form on www.wacif.orgwww.wacif.org  Business Evaluation by WACIF staff  Request for application  Prepare your financials  Prepare your plan  Prepare to pay us back How to Apply

8.  Provided technical assistance to more than 500 individuals and entrepreneurs  Packaged 44 loans or equity investments in the amount of $2.6 million to low- moderate income business owners  Conducted 35 group technical assistance seminars  Packaged and financed 3 low-moderate income tenant association purchases  Held 13 Loan Days to connect small businesses to bankers  Performed over 60 financial needs assessments  15 new investors in WACIF’s Access to Capital Loan Fund 2012 Highlights! WACIF’s Year-End

9. Washington Area Community Investment Fund Celebrating 26 Years 2012 Rhode Island Ave NE (202) 529 – 5505 - www.wacif.org