1. May 17, 2011 True Flood Loss Analysis: Integrating Both Depth Grid and Specific Building Inventories Jason Rutter, CFM CoreLogic

2. 2 Overview 1.Concept – Data Enhancements 2.Level I Results – Tulsa, OK 3.Impact of Enhanced Depth Grids 4.Impact of Enhanced Property Information 5.Level II+ Results – Tulsa, OK 6.Additional Benefits of Analysis

3. 3 Concept HAZUS Level I Depth Grid HAZUS Level II+ Property Data

4. 4 Data Enhancements Depth Grid – PTS Property Data – local and county records

5. 5 HAZUS Level I Results – Tulsa, OK Settings: 100 Year Return Period 10 Mile drainage Area 10 Meter DEM Economic Loss From Building Damage $390,052,000

6. 6 Data Enhancement – RAMPP Depth Grid Depth Grid Comparison – County Area Coverage HAZUS Level I:17.8%(Red) RAMPP Depth Grid:18.8%(Blue) Results HAZUS Level I:$390,052,000 RAMPP Depth Grid:$452,198,000

7. 7 Detailed Property Locations Selection Criteria: HAZUS Level I Flood Zone Area HAZUS Level II+ Flood Zone Area Buffers Properties Selected Total Properties: 33,973 Structures: 24,522 Vacant: 9,451

8. 8 Importing Properties Into HAZUS Imported Properties: 24,522 Extracted from National Database – 200 standardized fields Aggregated land use codes Calculations and Assumptions (foundation type, first floor height) Create a HAZUS ready access file Improvement ValueCost Living Area Sq FtSqFt Year BuiltYrBuilt Number of StoriesNumStories Mobile Home Indicator“RES2”

9. 9 Impact of Enhanced Data HAZUS Level IRAMPP Depth Grid Structures: 12,099 ( above HAZUS limits )Structures: 4,964

10. 10 HAZUS Level II+ Results – Tulsa, OK Structures Impacted: 4,964 Estimated Building Damage: $82,501,947 Average Building Damage: $16,520 LEVEL I and LEVEL II Comparison Damage EstimateNumber of Buildings LEVEL I$390,052,000NA LEVEL II+ $82,501,9474,964

11. 11 HAZUS Level I vs. Level II+ HAZUS Level I Damage = $1,973,000 HAZUS Level II+ Damage = $119,599 Structures = 4 Vacant Properties = 9

12. 12 HAZUS Level I vs. Level II+ HAZUS Level I Damage = $4,486,000 HAZUS Level II+ Damage = $1,338,372 Structures = 18 Vacant Properties = 12

13. 13 HAZUS Level II+ Results – Market Values Calculated using Automated Valuation Models (AVM) Properties with Market Values Calculated – 75% Market Values v. Assessed Value 112% Increase HAZUS Level II+ Market Value Losses Estimated Losses = $ 92,377,065

14. 14 Benefits 1.More Accurate Aggregate Values  Average Annualized Loss (AAL) Adjustments  Post Disaster Funding Estimates 2.Identification of Properties At-Risk  Mitigation Programs  Outreach  NFIP Insurance Take Rate Analysis

15. 15 Summary 1.HAZUS has the ability to process thousands of individual properties when provided enhanced data. Requires a transition to new uses of HAZUS. 2.Enhancing HAZUS with additional data requires comprehensive, standardized attribution. 3.Accurate, representative loss analysis requires property locations to accurately represent local geographic build patterns.

16. 16 Questions Jason Rutter, CFM CoreLogic