1. Credit Card Planning 10: Maressa Dow

2. American Express ® Gold Rewards Card Card type: Charge Card Annual Fee: $150* Supplementary Cards:1 Free Supplementary Gold Rewards Card 17 - a $50* value - to help you earn points faster Medical insurance Front of the line Reserved seating 30% interest rate

3. Guaranteed Secured MasterCard Establish your credit history MasterCard benefits, including Zero Liability 24/7 customer service Security funds required Annual fee-$59 Annual interest rates Purchase 19.8% Balance Transfer 19.8% Cash Advance 19.8%

4. CIBC Tim Hortons® Double Double™ Visa* Card No annual fee 1% back in Tim Cash™ on all qualifying purchases $20 Tim Cash™ welcome bonus2 Interest Rate - Purchases: 19.99%5 Interest Rate - Cash: 22.99%5 Authorized User Spending Limits Assign specific spending limits for purchases and cash to your authorized user(s) at no cost.

5. Fvded in the Park $177.00 per ticket Generally admission July 3-4 2015 Holland park Surrey B.C Deadmau5, The Weeknd,Tyler, the Creator, Afrojack Flosstradamus, Excision, Danny Brown Deadmau5The WeekndTyler, the CreatorAfrojackFlosstradamusExcisionDanny Brown The Chainsmokers, Chuckie, Borgore, Pete Tong, Ty Dolla $ign,Claude VonStroke The ChainsmokersChuckieBorgorePete TongTy Dolla $ignClaude VonStroke Vic Mensa, Tommy Kruise, Tokimonsta, Destructo, Keys N Krates, Haywyre Vic MensaTommy KruiseTokimonstaDestructoKeys N KratesHaywyre Stwo, Botnek, Humans, Thugli, Flipout StwoBotnekHumansThugliFlipout

6. Repayment Calculator

7. Repayment Calculator lower interest

8. My future with credit cards In my future I don’t see myself using credit cards because I feel like they can get you into a lot of trouble if you are not financially stable. However they are very useful and could be a positive