2.  Aaron Courtney Assistant Manager, Financial Services University of Wyoming Laramie, WY  Dean Obenauer Assistant Director of Financial Aid Creighton University Omaha, NE

4.  The University of Wyoming  Established in 1886. UW is the only 4-year institution in the state of Wyoming  Located in historic Laramie, WY  Recognized by Forbes magazine as the nation’s 11 th “Best College Value” for 2012  Student Body  Over 13,900 students from all 50 states & 90 countries  10,200 undergraduate students  71% in-state students  Student-Faculty Ratio: 14:1  Tuition & Fees  Resident undergraduate tuition and fees for Fall 2013 were $2,202  Nonresident tuition and fees were $7,062

5.  81.2% utilize some form of federal, state, or institutional financial aid.  National Average for 4-year public universities is 76.8%  48% of UW undergraduates borrow  National average for 4-year public universities is 55.5%  56% of federal and state aid is scholarships, grants and work funding  Annually $10.4 million in Hathaway to 4,000 students

6.  “What is a check register?”  “My debit card didn’t get declined…I must have money in my account.”  Why do I have a balance on my account? My mom pays for everything.”  Can I get my financial aid for next semester? I need to pay rent (pay for my iPhone, go to the bar, etc.)”

7.  January 2013, made proposal to Student Affairs VP  Form a diverse committee of departmental leaders  Approach Student Government for buy-in  Support and Promote Debt Week  Develop Base Year Agenda

8.  Formed committee with 12-14 department leaders  Remember this is an ultra-marathon not a 100-yard dash!  Developed mission statement  “The mission of the University of Wyoming Financial Wellness Committee is to provide our campus with education, training, and resources to enrich and encourage a lifelong practice of financial literacy, management, and resourcefulness.”

9.  Set first-year target audiences  Incoming Freshmen  Non-Traditional Students  Parents  Content Delivery  Brochures, resource fairs, and parent discussions  Website  Workshops

10.  Student Government’s financial literacy effort  Three day programming aimed at offering a variety of topics  Investing  Importance of Credit Scores  Money Management  Financial Aid  Travel Abroad

11.  Over 250 students attended a session  Surveys collected after each session  Students wanted more events  A place to go with financial questions  Want resources, handouts, etc.  More marketing  Students really don’t wake up until noon  Bait em’ with FOOD  Debt is a 4-letter word

12.  Developed brochures that were handed out at Freshmen Orientations during summer.  Presentations to 12 Freshmen Interest Groups  Veterans presentation

13.  Website overhaul  Senior Marketing Class project  Focus groups  Financial support  Planning for Financial Wellness Week

14. 4,300 undergraduate 3,500 graduate/professional 2013-2014 Cost of Attendance o Undergraduate - $48,000 o Professional schools - $55,000 (law) to $85,000 (dental) Decision to move forward with financial literacy

15.  Departmental/staff meetings  Web page development  Follow up with departments  One-on-one counseling  Group/organizational seminars  Creighton in the community

17.  Spending plan  Credit and debit cards  Credit history and credit score  Identity theft  Student loans

18.  Financial aid or scholarship notification letter  Admitted student days/summer previews  Posters/pass along cards in residence halls and student centers  Student newspaper  Referrals

19.  High School Personal Finance classes  First-year law students  Sororities  Division of Student Life  Pre-Med Society  Human Resources department

20.  3D Smart TV - $1500  Interest rate 18%  Minimum payment - $30  Length of payment period 15 years  Total interest - $2363  Total cost of TV - $3863 !! www.federalreserve.gov/creditcardcalculator/

21.  Intro  Helpful tips  Take charge  Learning modules  Videos  More resources  www.creighton.edu/financialaid (select Financial Literacy tab) www.creighton.edu/financialaid

22.  Charles Schwab Young Adult survey  Creighton’s survey  Attitudes  Common mistakes  Evaluation/feedback

23.  Work in progress  Seminar series  Videos/quick tips  Student advisory group  Social media

24.  Aaron Courtney University of Wyoming courtne@uwyo.edu  Dean Obenauer Creighton University deanobenauer@uwyo.edu