1. MIIA - Blue Cross Blue Shield Proposed Benefits

2. Plan Offerings HMO Blue New England (HMO) Blue Care Elect Preferred (PPO)

3. 3 HMO Blue New England HMO Blue  Use HMO Blue Network Providers  PCP Required – Change Anytime  Referrals To Network Specialists  No Referrals For: OB/GYN Care, Chiropractic Care, Outpatient Behavioral Health Visits, Routine Vision Exam, Emergency Or Out-Of-Area Urgent Care

4. Blue Care Elect Preferred (PPO) No Primary Care Physician Needed No Referrals Needed For Specialty Care National Network – Ability to have services rendered out of state at the same out of pocket cost as HMO members

5. Find A Blue Cross Network Provider  Visit www.bluecrossma.comwww.bluecrossma.com  Call Physician Selection Service 1-800-821-1388  Ask Your Providers If They Are In The HMO Blue Network

6. Proposed Changes Addition of a plan year deductible for some services - $250 Per Individual, $750 Per Family Primary Care Physician Office Visits Specialist Office Visits Emergency Room Visits MRI, CT and PET Scans Prescription Drugs

7. 7 Services That Are Not Subject to the Deductible SERVICES THAT ARE NOT SUBJECT TO DEDUCTIBLE  Preventive Visits, Related Tests & Immunizations: You Pay $0 (no change)  Diagnostic PCP, OB/GYN, Nurse Practitioner Visits: You Pay $20 (today you pay $10 to $20 per visit)  Mental Health Office Visits You Pay $15 (today you pay $10)  Other Professional Providers & Specialist Visits: You Pay $35. (today you pay $25)  Prescription Drugs You Pay 10/25/50 for a 30 day supply, 20/50/110 through Mail Service. (today you have a 10/20/40 for retail, 20/40/90 mail.)  Chiropractic Visits – You pay $20 (today you pay $15)  Short Term Rehabilitation Therapy – You Pay $20 (today you pay $15)  Speech, hearing, and language disorder treatment – You Pay $20 (today you pay $15)

8. 8 Services Subject To The Deductible After You Pay $250/$750. Plan Year Deductible, Then:  Diagnostic Labs, X-Rays & Other Tests: You Pay $0 (today you have no deductible)  CT, Pet Scans and MRI - $100 per category of tests ( today you pay $0 with no deductible)  Emergency Room: You Pay $100 (today you pay $100 with no deductible).  Inpatient Admissions: You Pay $300 at a lower cost hospital, $700 at a higher cost hospital. (today you pay $200 for Lower cost hospitals and $400 for higher cost hospital with no deductible)  Surgical Day Care – You Pay $150 per admission after deductible (today you pay $150 and have no deductible)  Hospice and Home Health Care - $0 after deductible (today you pay nothing with no deductible)  Durable Medical Equipment You Pay $0 after Deductible (today you pay $0 with no deductible)  Prosthetic Devices – You pay Nothing after deductible – (today you pay 20% co-insurance)

9. Why Change? Benefits will not change for a period agreed upon by management and labor) No hidden out of pocket costs No off anniversary rates increases Deductible is plan year not calendar year

10. Out-Of-Pocket Maximum Current Plan: $600 Enhanced Tier admission out of pocket maximum $1200 out of pocket maximum for Standard or basic tier admission $300. out of pocket maximum for Surgical Day Care Admissions. New Plan: $1200 out of pocket maximum for all inpatient admissions $600 out of pocket maximum for surgical day care admissions

11. Healthy Living  $150 Fitness Benefit  $150 Weight Loss Benefit  Childbirth Class Benefit  Living Healthy Babies  Blue Care Line: 1-888-247-BLUE (2583)  Living Healthy Vision Discounts  Living Healthy Naturally Discounts  Safe Beginnings Discounts

12. Member Central Account Visit www.bluecrossma.comwww.bluecrossma.com Create An Online Account, Then You Can:  Change Your PCP  Request An ID Card  Review Your Plan Benefits  Review Your Claims  Track Your Deductible & Coinsurance  Enroll In My Blue Health

13. Questions? For Provider Information Or Questions On Your Membership, Benefits, Referrals Or Claims Call Member Service Toll-free Number On ID Card Monday - Friday, 8 a.m. - 6 p.m. Or Visit www.bluecrossma.comwww.bluecrossma.com