2. Who are we?

3. Gordon Taylor OBE “ The PFA are very pleased to be associated with Pro Sport Wealth Management in the provision of pension and financial advice to our members, and their first hand experience of the football and financial world sits very well with the strategy of our business partnerships.”

4. Who we are not?

5. Why are we here? Pensions! What are your thoughts? Are they…

6. Boring?

7. Complicated?

8. One thing in football is guaranteed You can’t play forever!!

9. Story so far The pension has evolved

10. The scheme is in 3 parts 1.‘Pre A Day’ April 2006 2.‘Post A Day’ April 2006 3.2011 onwards? What do they mean to you? Are you in 1,2 or all 3?

11. 1. ‘Pre A Day’ - FLPRIS Scheme Retirement age of 35 Two sections - cash and income Tax free cash benefits are based on earnings and years of service Cash benefits are guaranteed Income section is subject to risk and reward Limited retirement options

12. 2. ‘Post A Day’ PFPS Scheme New retirement age of 55 Members of previous scheme keep retirement age of 35 Required a player contribution of 3.75% of basic salary which was matched by PFA Cash section is trustee invested Income section should be invested according to a players risk profile Minimum annual benefit paid by PFA

13. 3. 2011 - New FRF (Footballers Retirement Fund) Its FREE

14. 3. 2011 - New FRF £4,750 per annum PFA contribution Players can contribute if they wish Tax relief on contributions 35/55 retirement dates still apply The investment decisions are made by the trustees and professional advisers

15. Do you know your entitlement? Do you know? If not, why not Pro Sport are here to help

16. Why Pro Sport Wealth Management LLP? We are ex-players and an official partner of the PFA We are a chartered practice We are truly independent We work with existing advisers We know the score, do you?

17. Regulatory Information Pro Sport Wealth Management LLP are an appointed representative of Independent Financial Advisor Ltd who are authorised and regulated by the Financial Services Authority.

18. Who are we?