1. Loss management, risk assessment and technical advisers… LMi Mobile Under-insurance Calculator

3. Loss management, risk assessment and technical advisers… Home Screen Two applications in one: An under-insurance calculator. Choose whether the policy has a Sum Insured or a Limit of Liability. An emergency hotline from anywhere in the world to LMI Group’s Claims Services division.

4. Loss management, risk assessment and technical advisers… Data Entry Screen All fields are pre-populated for ease of use, but figures specific to the situation can be entered. In this example, I wish to change the Co-insurance percentage. When I tap on this field the response is shown on the following screen.

5. Loss management, risk assessment and technical advisers… Changing Co-insurance Percentage There are only three choices for the Co-insurance percentage, in line with current policy choices. Tap the correct percentage to select. In the other fields, simply type over the pre-populated figures to replace them with the numbers fitting the situation. Once all data is entered, tap “Done” and/or “Calculate”.

6. Loss management, risk assessment and technical advisers… Results Screen The results screen shows the amount an insurer will pay and the amount the Insured will have to bear themselves. The app will assist brokers and advisers when explaining under-insurance and shifting the emphasis from price to protection. On the results screen, a second emergency call button is displayed.

7. Loss management, risk assessment and technical advisers… Emergency Hotline In case the user accidentally hits the emergency call number, a prompt will appear allowing them to proceed with, or cancel, the call.