1. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Senior Citizens Senior Citizens Red Carpet

2. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  For People aged Between 60 and 75 Completed Years  Guaranteed renewals beyond 75 years  No Pre Insurance Medical Test required  Covers Pre Existing Diseases Star Health and Allied Insurance Co. Ltd. Major Product Features..  60 Years – 75 Completed Years  Guaranteed Renewals beyond 75years Age Limits..

3. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Star Health and Allied Insurance Co. Ltd. Declined Risks… Persons who are suffering from or have suffered form the following diseases cannot be covered in this policy  Cancer  Chronic Kidney Disease  CVA / Brain Stroke  Alzheimer Disease  Parkinson’s Disease

4. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  No Pre – Insurance Medical Test is required  However 10% discount on premium will be allowed if the following reports are produced to the satisfaction of the Insurer  Stress Thallium Report  BP report  Sugar (Blood & Urine)  Blood urea & creatinine  Self-declaration or certification that surgeries related to Heart / Brain / Cancer has / have not been done in the past. The tests should have been taken not before 45 days from the date of proposal Star Health and Allied Insurance Co. Ltd. Pre - Insurance Medical Test

5. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Hospitalization Expenses incurred as an inpatient for  Sickness/Illness/Diseases  Accidental injuries Coverages.. Pre – Existing Diseases are covered except those for which treatment was recommended or received during 12 Months preceding the date of proposal for which treatment was recommended or received during 12 Months preceding the date of proposal Diseases mentioned under First year exclusions and first two year exclusions Diseases mentioned under First year exclusions and first two year exclusions The cover is subject to 50% Co-payment The cover is subject to 50% Co-payment Pre Existing Diseases Cover..

6. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING The following Sum Insured options are available Rs. 1,00,000/- Rs. 1,00,000/- Rs. 2,00,000/- Rs. 2,00,000/- Rs. 3,00,000/- Rs. 3,00,000/- Rs. 4,00,000/- Rs. 4,00,000/- Rs. 5,00,000/- Rs. 5,00,000/- Sum Insured..

7. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  Room rent & boarding charges @ 1% of the sum insured subject to Rs. 4,000/- per day  ICU expenses Per Day @ 2% of the Sum Insured  Nursing charges  Surgeons, Anesthetist, Medical Practitioner, Consultants, Specialists fees subject to a maximum of 25% of the Sum Insured per hospitalisation  Anaesthesia, Blood, Oxygen, Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and X-ray Dialysis, Chemotheraphy, Radiotherapy, Cost of Pacemaker and similar expenses subject to a maximum of 50% of the Sum Insured per hospitalisation. Star Health and Allied Insurance Co. Ltd. Allowable Expenses…

8. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  Emergency Ambulance charges to go to Hospital for treatment @ Rs 600/- per hospitalization up to a maximum of Rs 1,200/- per policy period  The policy does not cover Pre- Hospitalization expenses  Post hospitalization expenses on a lump-sum basis @ 7% of the actual hospitalization expenses (excluding room rent and hospital registration charges), subject to a maximum of Rs. 5,000/-. Star Health and Allied Insurance Co. Ltd. Allowable Expenses…

9. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Minimum of 24 hours Hospitalization is not necessary for the following  Dialysis,  Chemotherapy,  Radiotherapy,  Cataract surgery,  Dental Surgery,  Lithotripsy (Kidney stone removal),  Tonsillectomy,  Cutting and Draining of Abscess,  Liver Aspiration,  Pleural Effusion Aspiration,  Colonoscopy,  Sclerotheraphy, The above treatment shall be taken in the Hospital / Nursing Home and the Insured is discharged on the same day. Star Health and Allied Insurance Co. Ltd. Day Care Treatment..

10. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Name of the Ailment / Surgery / Procedure Sub Limit Cataract surgery Rs. 15,000/- in respect of one eye or both eyes in the entire policy period Lithotripsy (Kidney stone removal) Rs. 20,000/- Tonsillectomy Rs. 7,500/- Cutting and Draining of Abscess Rs. 1,500/- Liver Aspiration Rs. 2,000/- Pleural Effusion Aspiration Rs. 2,000/- Colonoscopy Sclerotheraphy Rs. 5,000/- Star Health and Allied Insurance Co. Ltd. Sub limits

11. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Star Health and Allied Insurance Co. Ltd. Sum Insured (Rs) Treatment for Cardiovascular Diseases / Cerebro vascular Accident/ Cancer and breakage of Bones Renal Complications All other Major Surgeries 1,00,00075,00075,00060,000 2,00,0001,50,0001,50,0001,20,000 3,00,0001,60,0001,60,0001,30,000 4,00,0001,70,0001,70,0001,40,000 5,00,0001,80,0001,80,0001,50,000 Overall Sub limits for Major Treatments & Surgeries

12. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Includes but not limited to Intestinal obstruction – both acute and sub-acute, colon surgeries, bladder surgeries including Urethra, nephrectomy, pancreatic surgery, GJ Vagotomy, Knee/hip surgery Intestinal obstruction – both acute and sub-acute, colon surgeries, bladder surgeries including Urethra, nephrectomy, pancreatic surgery, GJ Vagotomy, Knee/hip surgery Star Health and Allied Insurance Co. Ltd. Major Surgeries… Sum Insured (Rs.) Premium (Including S. Tax (Rs.) 1,00,000/-5,000/- 2,00,000/-9,500/- 3,00,000/-14,495/- 4,00,000/-17,416/- 5,00,000/-20,225/- Premium Rating

13. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  50% co-payment applicable for Pre-Existing Diseases / Conditions  30% co-payment applicable for all other claims Star Health and Allied Insurance Co. Ltd. Co-payment.. Co-payment..

14. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING  Treatment taken in Non Network Hospitals  Pre Existing Diseases for which treatment was recommended or received during 12 months preceding the date of proposal  Pre Hospitalisation Expenses  Expenses for Non Allopathic treatment Exclusions.. Other Benefits:  Benefits under Section 80-D of the IT Act  Cashless Service without intervention of TPA  Direct Tie up with hospitals on an All India Basis