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Foreclosure Process Foreclosure Process 145 Ventura Homes and Properties Turned Over to County Tax Assessor to collect Code Enforcement penalties. This.

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Presentation on theme: "Foreclosure Process Foreclosure Process 145 Ventura Homes and Properties Turned Over to County Tax Assessor to collect Code Enforcement penalties. This."— Presentation transcript:

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2 Foreclosure Process Foreclosure Process 145 Ventura Homes and Properties Turned Over to County Tax Assessor to collect Code Enforcement penalties. This process can end in the taking of a person’s home.

3 Is this ordinance in step with the times? "Section 12.310.1611 Collections of Assessment: Penalties for Foreclosure: The amount of the assessment shall be collected at the same time and in the same manner as ordinary property taxes are collected, and shall be subject to the same penalties and procedure and sale in case of delinquency as provided for ordinary property taxes. If any installment is delinquent the amount thereof it is subject to the same penalties and procedure for sale as provided for ordinary property taxes.” (The County will not accept partial payments)

4 People with families, much more than citation numbers Some are families lacking money for compliance

5 The Threat of Foreclosure Forces Desperation Sales This Lowers our City’s Net Worth

6 What Did They Do? Some had weeds, same as the city

7 Did we do all we could to help? Public Information Request #55892 What is the total number of properties that have been turned over to the county for civil penalties since June of 2007? 145 2007 – 41 Parcels 2008 – 45 Parcels 2009 - 28 Parcels 2010 - 31 Parcels How many were notified that a time payment plan was available to them? NONE How many were notified that a hardship waiver application was available? None

8 How do other VC cities collect code enforcement penalties? Oxnard:Under $500.: Collection Agency Over $500. Small Claims Court. Port Hueneme: Collection Agency Simi Valley: Collection Agency Camarillo: Collection Agency Thousand Oaks: Superior Court Filmore: Small Claims after Council Review Ventura:Turns over to County Tax Collector Non-Payment results in foreclosure at end of five years. First foreclosures will be 2012.

9 Amnesty happening in America “At a time of frighteningly large budget deficits, states and localities can make up some serious revenue this way.” Governing Magazine

10 How can we keep people in their homes? Offer amnesty with a practical compliance remedy to those on the foreclosure and penalty list. Objective third party review similar to mobile home board Rescind outdated and impractical codes that are not generally enforced or not mandated by the state.


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