1. FINANCIAL PEACE UNIVERSITY! Sundays, Sept. 30 th thru Nov. 11 th 10:30-11:30AM, Rosner Family YMCA sponsored by… Free!!! Nothing to Purchase!!! evergreen4u.org

2. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church.

3. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. Truth: Jesus talked about money more than any topic other than love!

4. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. Truth: 1 Timothy 5:8 “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.”

5. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, it’s impossible to live without debt.

6. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, it’s impossible to live without debt. Truth: Although 6 billion credit card offers are sent out annually, many people still save and use cash or debit cards to make their purchases.

7. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan.

8. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. Truth: Loaning money to or cosigning a note for a friend or relative changes the relationship!

9. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services.

10. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. Truth: Owners of these businesses are loan sharks dressed in suits, charging exorbitant rates and fees!

11. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday.

12. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. Truth: If we were to invest that amount, we would all be rich!

13. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership.

14. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. Truth: (F)leases are your the most expensive vehicle option!

15. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars.

16. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. Truth: Most cars are not investments! They lose 70% of their value in first 4 years!

17. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest.

18. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest. Truth: Debt CONsolidations just lengthen the term and don’t address the real problem.

19. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest. 2. You need a credit card to make purchases online.

20. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest. 2. You need a credit card to make purchases online. Truth: Debit cards can be used the same way.

21. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest. 2. You need a credit card to make purchases online. 1.Who knows how long I’ll be here? Might as well live it up!

22. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Top Ten Money Myths 10. It’s impolite to talk about money, especially in church. 9. In today’s world, is impossible to live without debt. 8. I am helping by loaning money or cosigning a loan. 7. Payday and car title loan businesses are helpful services. 6. Playing the lottery will make me rich someday. 5. Car leasing is better than car ownership. 4. New cars are better investments than used cars. 3. Debt consolidation loans save interest. 2. You need a credit card to make purchases online. 1.Who knows how long I’ll be here? Might as well live it up! Truth: Life expectancy Men – 75, Women – 80

23. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Financial Peace is unattainable without mastering… “The Principle of ________ ___________.” Hebrews 12:11 “No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” Delayed Gratification

24. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving “Baby Steps” on the Road to Financial Peace: Baby Step 1: Save $____ in an emergency fund (fast!) 1000

25. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving “Baby Steps” on the Road to Financial Peace: Baby Step 1: Save $____ in an emergency fund (fast!) An emergency fund will protect you from the need to use credit for life’s “unexpected/expected” moments and give you greater peace of mind. 1000

26. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Super Saving: The amazing power of _________ interest Small decisions today can have a ____ impact You must tell your money where to go or it will ________! compound big evaporate

27. FINANCIAL PEACE UNIVERSITY! Part 1: Introduction and Super Saving Homework: Get started on Baby Step 1 Complete your quickie budget at daveramsey.com/fpumember

28. Next Sunday: “Money and Marriage” Invite a friend!!!