1. JAIIB-PRINCIPLES OF BANKING - MODULE C - BANKING TECHNOLOGY BY -
WELCOME TO
HECL - LIVE CLASSROOM
2nd November 2006
JAIIB-PRINCIPLES OF BANKING -
MODULE C -
BANKING TECHNOLOGY
BY -
Dr.Firdos T.Shroff, Jt.Director (Faculty-Academics),IIBF,Mumbai

2. JAIIB-MODULE C
IIBF – Latest Edition – Taxmann Publications Pvt.Ltd., Price Rs.345/-
JAIIB - Work Book on Principles of Banking; Accounting & Finance for Bankers and Legal Aspects of Banking
The Work book is intended to assist students appearing for JAIIB examination to gain an understanding on the type of questions that will be asked in the three subjects of JAIIB.
In this new, easy-to-read format, objective type questions are introduced in a non-specialist context for the benefit of candidates. Throughout the book, examples and self-check questions are used to test the reader’s ongoing understanding of the essential concepts of the different subjects.
Written by experts in the field of banking, the book includes caselets and questions on the practical situations from the examination point of view with answers and explanations.
Though the Work Book is mainly oriented towards students, this can be essential reading for banking & finance professionals also.

3. JAIIB-MODULE C The Class is divided into Three Parts -
Part I : Broad Syllabus Outline
Part II : Presentation on Advancements & in Banking Technology
Part III : Model Question Bank (Objective type Multiple choice)

4. JAIIB-Module C-SYLLABUS
Different approaches to bank mechanisation – Core Banking Solutions
-Stand alone computer systems - Wide area and local area networks -
local processing and batch concepts; on-line systems - Mini computers
and Main Frame networking systems.

5. JAIIB-Module C – Syllabus(contd.)
Electronic Payment systems - Teller Machines at the Bank Counters -
Cash dispensers - ATMs - Anywhere Anytime Banking - Home banking
(Corporate and personal) - Online enquiry and update facilities

6. JAIIB-Module C- Syllabus(contd.)
Electronic funds transfer systems - plain messages (Telex or data
communication) - structured messages (SWIFT, etc...) - RTGS
Information Technology - Current trends - Banknet, RBI net, Datanet,
Nicnet, I-net, Internet, ,

7. JAIIB-Module C-Syllabus (contd.)
Role and uses of technology
upgradation - Global developments in Banking Technology -
Information Technology in finance and service delivery. Impact of
Technology on Banks - Protecting the confidentiality and secrecy of
data - effect on customers and service quality-
Audit trails - Rangarajan, Saraf and Shere Committee Recommendations.

8. JAIIB-Module C- Presentation
Electronic Funds Transfer (EFT)
Special EFT
EFT-Point-of-Sale (POS)
Electronic Clearing Service (ECS) – Credit Clg. & Debit Clg.
Cash Dispenser & Automated Teller Machines (ATMs)
Shared Payment Network Systems (SPNs) (SWADHAN)

9. JAIIB-Module C-Presentation
BANKNET
COmputerised Message Transfer (COMET)
Very Small Aperture Terminal (VSAT)
Regional Grid Clearing – Collection of Outstation Cheques
Credit Cards/Debit Cards
Plastic Card / Smart Card / e-Purse
Laser Card

10. JAIIB-Module C-Presentation
Cheque Cards
Terrestrial Microwave Radio Transmission
Satellite Microwave (Geo-Stationary Satellite)
Communicaiton through use of Optical Fibre Technology
NET (Packet Switched Public Data Network)
HVNET (High Speed VSAT Networks
Teleconferencing
Internet Banking
Virtual / Digital / e-Sign Signatures in Banking
Cheque Clearing using Magnetic Ink Character Recognition (MICR) Technology – Facilities for paper based clearing

11. JAIIB-Module C-Presentation
Cheque Truncation
‘SmartQuill’ Computer Pen
Salient features of RTGS – Real Time Gross Settlement
RBI-Payment & Settlement Systems Vision
Retail Payment System
Online Tax Accounting System (OLTAS)
Online Indirect Taxes Accounting System (OLITAS)

12. JAIIB-Module C-Presentation
Electronic Commerce / Electronic Data Interchange (EDI) by banks
IDRBT’s INFINET & Structured Financial Messaging System (SFMS) through internet
IDRBT’s Multi-Application Smart Card based Payment System
IDRBT’s National Financial Switch (NFS)

13. JAIIB-Module C-Presentaiton
Refer various Committee Reports on IT:
RBI-1983 – Damle - Report of the working group to consider Feasibility of Introducing MICR/OCR Technology for cheque processing
RBI-1984-Dr.C.Rangarajan Committee Report on Mechanisation
RBI – Saraf Committee on “Technology Issues”
RBI-1996 – Shere Committee on “Electronic Funds Transfer & Other Electronic Payments
RBI Vasudevan Committee on INFINET
RBI Dr.Mitra Report of the Expert Committee on ‘Legal Aspects of Bank Frauds

14. JAIIB-Module C-Presentation
2002- Zarir Cama Report of the Working Group on ‘Electronic Money”
RBI Dr.Barman-Working Group on ‘Cheque Truncation and e-cheques’

15. JAIIB-Module C- Model Question Bank
MODEL QUESTION BANK – Multiple Choice Questions
Read IIBF study material/books, Work Book, attend HECL-LIVE Classes, etc.

16. JAIIB-Module C T H A N K YOU!
SPREAD A WORD ABOUT HECL VIRTUAL CLASSES TO YOUR COLLEAGUES
WISHING YOU ALL SUCCESS IN YOUR EXAMS
Queries, if any, on ‘JAIIB-Module C’ may be sent via to :
Dr. Firdos T. Shroff,Jt.Director (Faculty(IT) Academics), IIBF, Mumbai
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