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Published byOsborn Maxwell Modified over 9 years ago
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Indiana ChildCare Association
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Daycare, Home & Highway Program: Janet Crabtree and Amy Musselman Health Insurance: Nancy Matthews Meet Our Staff:
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The Company We Use AM Best – A+ Superior Wards Top 50 Insurance Companies www.westbendmutual.com
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Available Coverage –Auto –General Liability –Workers’ Compensation –Crime –Property –Inland Marine –Umbrella –Home, Auto & Personal Umbrella Childcare Insurance
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Childcare Facilities Eligible Risks –Licensed –Certified –Registered –Group or Family –Indiana Child Care Association Members
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Childcare Services Approved Programs/Services –Drop-In –Head Start –Before and After School Care –Pre-Schools –24-hour Childcare Centers –In-home Family Childcare –Commercial Group Centers
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Liability Coverage –General Liability $1,000,000 per occurrence $3,000,000 general aggregate –Employment Practices Liability –Not-for-profit D&O Liability –$10,000 Medical Payments –Umbrellas up to $5,000,000 Childcare
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Coverages Specific to Childcare –Professional Liability –Abuse and Molestation –Abduction –Professional License Review –Water Activities - option –Dog/Cat Liability - option Broadest Protection
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Critical Property Exposures Business Income & Extra Expense –12 Months Actual Loss Sustained –Loss of Profits –Continuing Payroll expenses Systems Breakdown Personal Property Coverage
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Home & Highway
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If daycare is insured, we can write the homes & autos subject to normal underwriting considerations. Package program offering homeowners and auto coverage Personal umbrellas up to $5,000,000
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Broad Protection Blanket Limits on Home Guaranteed Replacement Cost Replacement Cost on Contents Auto Med Pay - $5,000 Rental Car Coverage $30 day
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Identity Theft $15,000 coverage Attorney Fees Lost Wages for time spent Long distance bills, notary, and certified mail expenses Loan reapplication fees
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Travel Net 24 Hour Roadside Emergency Service up to $150 per incident Emergency Travel Expenses - $250 Does not count against your Premium Value Award
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Premium Value Award 5% of your earned Home & Highway Premium is returned to you each year you do not present a claim. That money is returned to the policyholder and can be used any way they want!
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Health Insurance
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Health Care Individual Medical Group Medical Health Savings Accts Life Insurance Dental Long Term Care Annuities Trip Cancellation Vision Disability Insurance
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ICA Benefits
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ICA and 1 st Source You are a small business… as a member of the ICA, you are now part of a larger group that has more power to negotiate discounts and get things done. The ICA is there fighting for you. 1 st Source is there to help protect you.
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SummarySummary
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In Summary… Home, Auto and Daycare coverage without the fear of being cancelled just because you have a day care in your home @ competitive rates!. The best available protection for your ChildCare Business as well as your Personal Home & Auto
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In Summary Professional Agents which know and understand Your business. Health Insurance Products Available More benefits coming in the future! Join the ICA – It Pays!
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Childcare Program Questions?? Call or email 1 st Source 574-271-5200 or 1-800-510-4102 Crabtreej@1stsource.com Musselmana@1stsource.com Matthewsn@1stsource.com
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Want to get a quote? You can download the questionnaires from www.indianachildcare.com www.indianachildcare.com You can also download the home and auto supplements needed to quote home & auto Fax or mail them to 1 st Source Insurance OR just give us a call! 1-800-510-4102
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Thank You!
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