1. Monthly Report Feb 2010 Accounting, Finance and Investment

2. Contents Activities and plans 1 Financial figures 2 2009 Life insurance results 3 Market updates 4

3. Accounting, Finance and Investment Activities and plans 1

4. Accounting, Finance and Investment Activities and Achievements Working on the profit center project to determine the revenues and expenses at each branch office. Working with IT on the phase 2 of Budget system. Tax reports: VAT,CIT, Withholding tax & the invoice finalization report Accounting & Finance

5. Accounting, Finance and Investment Activities and Achievements Deal with the short-term deposits (lower than one month), both USD & VND to raise investment income. Overview 2010 Vietnam economy outlook Follow up bond market (domestic & international), both economic indicators & bond trading activities Investment

6. Accounting, Finance and Investment  Auto-pay premium via Sacombank & IVB.  Insurance payment by ID and bank transfer.  2009 Tax Finalization.  Conduct a training on the phase 2 of budget system.  Profit center project  3B Golden Mind project / Cost Saving program Plans Project Accounting & Finance Project

7. Accounting, Finance and Investment  Meet the security companies to study the stock market mechanism.  Follow up the macro economy & bond market.  Evaluate the possibility of each equity investment. Start investment project - schedule time and topic on the financial market and do an internal presentation. Plans Investment Project

8. Accounting, Finance and Investment Financial figures 2

9. Accounting, Finance and Investment Financial figures 2010 Cathay Life insurance results YTD : 64% TARGET

10. Accounting, Finance and Investment Financial figures 2010 Cathay Life insurance results YTD : 117% TARGET

11. Accounting, Finance and Investment Financial figures 2010 Cathay Life insurance results YTD : 90% BUDGET

12. Accounting, Finance and Investment Financial figures 2010 Cathay Life insurance results YTD : 91% BUDGET

13. Accounting, Finance and Investment 2009 Life insurance results 3

14. Accounting, Finance and Investment Financial figures 2009 Life insurance industry results

15. Accounting, Finance and Investment Financial figures 2009 Life insurance industry results

16. Accounting, Finance and Investment Financial figures 2009 Life insurance industry results

17. Accounting, Finance and Investment Market updates 4

18. Accounting, Finance and Investment Vietnam economy – CPI 1/2010 A seasonal increase in price of food & food stuffs, sport, beverage, cigarettes, entertainment (accounted 48% CPI basket) by roughly 2%. 1.36% mom 7.62% yoy CPI is forecasted to increase highly in Feb-10 due to rising demands and productions during the Lunar New Year. In reality, up 1.96% mom or 8.46% yoy

19. Accounting, Finance and Investment Vietnam economy–Trade balance 1/10 Trading $4.9bn 10.9% mom 31.8% yoy $6.2bn 16.2% mom 86.6% yoy ExportImport Crude oil, Rice and coal Garment, textile, shoes, rubber and aquatic products Machinery, equipment, tools and accessories. Oil and gas reached $540m up by 53% Trade deficit $1.3bn 32.6% mom

20. Accounting, Finance and Investment Vietnam economy – FX rate 2/2010 At bank 19,000 Free market 19,350- 19,400 Free market 19,350- 19,400 1 USD At bank 19,000 At bank 19,000 Free market 19,350- 19,400 Some positive supporting news:  7 State of enterprises sold $470m to bank.  $1b was successfully raised through international bond market.  State bank has taken some strong measures on free market. VND was depreciated from 17,941 to 18,554 and kept trading 3% range.  The VND seems set to continue its long term depreciation due to the continuing trade deficit coupled with a relative lack of confidence in dong assets. The gap is narrow currently