1. What is financial aid?

2. 2012 Financial Aid Awards Paid by Type

3. 2012 Loans by Source

4. How much debt do college students accumulate?

5. What did student tuition and graduate debt look like at public and private nonprofit colleges/universities in 2010 http://www.nytimes.com/interactive/2012/05/13/business/student-debt-at-colleges-and-universities.html?ref=business University of North Florida Average debt $15,300 Tuition and fees $4,193

6. What do you think the national average student debt was for baccalaureate graduates from public institutions in 2008? A. $15,500 B. $20,200 C. $33,300

7. Average student debt by type of institution – 2004 and 2008

8. What percentage of baccalaureate graduates from public institutions graduated with student loan debt in 2008? A. 43% B. 62% C. 85%

9. Percent of graduating seniors with student loan debt: 2008

10. What percentage of UNF students graduated with debt in 2010-2011? A. 39% of UNF undergraduates B. 53% of UNF undergraduates C. 60% of UNF undergraduates

11. Percent of graduating seniors within the SUS with student loan debt: 2010-2011

12. Average amount of debt for 2010-11 bachelor's degree graduates

13. Repayment of $190.71 per month for 10 years. With income of $31,300 it becomes $182 per month for 10 years

14. Early-leavers last enrolled fall 2011 Average Cumulative Federal Loans $10,365 % Early-leavers w/loans48% Students who broke continuous enrollment may have left due to: SAP, transferred out, costs of education or other reasons

15. How many students graduate with $100,000 or more in student loans

16. Cohort Default Rate Cohort Default Rate= The percentage of a school’s borrowers who enter repayment on certain Federal Family Education Loans and/or William D. Ford Federal Direct Loans during that fiscal year and default (or meet the other specified condition) within the cohort default period. # of borrowers in the numerator who defaulted or met the other conditions during the cohort default period (2 to 3 years after graduation) _______________________________________________________ # of borrowers who entered repayment in the cohort fiscal year

17. Sanctions for schools with high official cohort default rates SchoolSanctions A school's three most recent official cohort default rates are ≥ 25.0% for the two year calculation, or ≥ 30.0% for both the three year calculation. Except in the event of a successful adjustment or appeal, such a school will lose Direct Loan and Federal Pell Grant program eligibility for the remainder of the fiscal year in which the school is notified of its sanction and for the following two fiscal years. A school's current official cohort default rate is > 40.0%, for both the two year and three year CDR calculation. Except in the event of a successful adjustment or appeal, such a school will lose Direct Loan program eligibility for the remainder of the fiscal year in which the school is notified of its sanction and for the following two fiscal

18. What was UNF’s 2-year cohort default rate in 2009? A. 5.6% B. 6.4% C. 9.2%

19. Student loan 2nd year cohort default rate: Jacksonville institutions

20. Student loan 2nd year cohort default rate SUS and national figures

21. Is a college degree worth the rising costs of an education?

22. 4-years of tuition and fees at private, for-profit, and public institutions * Assumes a 4% tuition increase. Books, room and board not included

23. UNF $ 27,301

24. Average state expenditure and student tuition cost per FTE at public universities current dollars

25. Average state expenditure and student tuition cost per FTE at public universities constant 2010 dollars

26. Average per FTE funding across the SUS: 2006-07 2011-2012

27. Per FTE funding across SUS institutions: 2011-2012

28. What are the benefits

29. Who worked and how much did they earn in 2011 Unemployment ratesMean weekly income

30. Unemployment & Underemployment

31. What do you think the unemployment rate is for young adults with baccalaureate degrees? A. 9.4% B. 19.1% C. 31.1%

32. Unemployment for young adults 2012

33. What do you think the underemployment rate is for young adults with baccalaureate degrees? A. 15% B. 19.1% C. 29.4%

34. Unemployment and underemployment for young adults 2012

35. Wages earned

36. Annual salaries for groups based on educational level calculated in 2010 dollars Average annual salaries for menAverage annual salaries for women

37. Salary ranges by educational level: 2010

38. Average entry level salary for bachelor’s degree graduates: 2011 16% of UNF graduates 21% of UNF graduates

39. Average midcareer salary for bachelor’s degree graduates

40. Tangible and Intangible Benefits

41. What are the benefits to the individual higher earning power lower unemployment greater self-satisfaction physically healthier more stable marriages children perform better in school children survive divorce better to the society higher tax revenues needed professionals college educated individuals are more civically involved college educated individuals are more likely to start businesses college educated individuals contribute more to the arts