1. AllPay, LLC A Pennsylvania Limited Liability Company Specializing in Direct Debit ACH Press F5 to begin slide show Esc to exit show

2. What is Direct Debit ACH? Direct Debit, also called ACH Collections or EFT, is a pre-authorized electronic transfer of funds from your customer’s bank account directly to your bank. Virtually any business can benefit and save money using Direct Debit ACH from AllPay, LLC.

3. Typical Types of Businesses Using Direct Debit ACH Non-Profit Membership Organizations Non-Profit Membership Organizations Professional Organizations Professional Organizations Private Schools Private Schools Property Management Firms Property Management Firms Insurance Agencies Insurance Agencies Private Session Therapists Private Session Therapists Orthodontists Orthodontists Website Hosting Companies Website Hosting Companies

4. Business Types cont’d… TV and Computer Rental Centers TV and Computer Rental Centers Martial Arts Schools Martial Arts Schools Athletic Clubs/Gyms Athletic Clubs/Gyms Country Clubs/Golf Memberships Country Clubs/Golf Memberships Marinas / Dock Fees Marinas / Dock Fees Campground Leases Campground Leases Cleaning Services Cleaning Services Retail Stores Retail Stores

5. …and More … Dance Schools Dance Schools Uniform Rental Services Uniform Rental Services Accountants Accountants Attorneys Attorneys Trash Pickup Services Trash Pickup Services Self Storage Facilities Self Storage Facilities Consumer Credit Services Consumer Credit Services Timeshares Timeshares

6. Advantages over Credit Cards Depending on the card, you could be paying as much as Depending on the card, you could be paying as much as 3 ½ % to 5 % in bank fees on every dollar you process. With all the jumble of bank fees and returns on your bank statement, it can be impossible to know how much it’s costing you to collect your money. With all the jumble of bank fees and returns on your bank statement, it can be impossible to know how much it’s costing you to collect your money. To collect a $500.00 bill could cost you $17.50 - $25.00 At AllPay, LLC there no monthly maintenance fees whether you have 10 transactions or 100,000.

7. What Makes Direct Debit So Secure? All files transmitted between AllPay, LLC and the client use secure FTP file transfer. All files transmitted between AllPay, LLC and the client use secure FTP file transfer. Contracts and client payment information are stored at your office. AllPay, LLC needs never have direct access to your secure files. Contracts and client payment information are stored at your office. AllPay, LLC needs never have direct access to your secure files. AllPay, LLC will process your receivables and return a ready-to-process, formatted file to you, for uploading to your bank. AllPay, LLC will process your receivables and return a ready-to-process, formatted file to you, for uploading to your bank.

8. Getting setup for ACH is as simple as 1, 2, 3… 1. You have client sign a contract authorizing an electronic withdrawal from their checking account on a predetermined day of the month. 2. You simply contact your bank once to get set up to use their ACH system. 3. Sign a contract with AllPay, LLC to provide your ACH data processing services. We do all the rest, supply the forms, and process the files. Funds collected will be directly deposited into your bank account generally, within two days of you uploading the file to the bank.

9. Why pick AllPay, LLC? All transfers of data are protected by the use of a secure FTP site. All transfers of data are protected by the use of a secure FTP site. AllPay, LLC does all the work for you. No personnel to hire. AllPay, LLC does all the work for you. No personnel to hire. No high setup costs. We save you hundreds, thousands of $$$ or more. No high setup costs. We save you hundreds, thousands of $$$ or more. NO monthly fee and NO complicated “per transaction” fee schedules. NO monthly fee and NO complicated “per transaction” fee schedules.

10. What’s the cost? A small one-time fee gets your company and your customers set up in our secure database, we will process the draft each month. A small one-time fee gets your company and your customers set up in our secure database, we will process the draft each month. AllPay, LLC processes the data you provide and transmits to you a bank-ready file, for a small fee for each transaction, which may be passed on to the customer as a processing fee. AllPay, LLC processes the data you provide and transmits to you a bank-ready file, for a small fee for each transaction, which may be passed on to the customer as a processing fee. (Fees charged by your bank not included)

11. Gary James Bennett, C.M.B.A. President & CEO 35+ Years of Business & Cash Management Experience 35+ Years of Business & Cash Management Experience 30+ Years of Computerized Accounting 30+ Years of Computerized Accounting 15+ Years of Computer Network Administration 15+ Years of Computer Network Administration

12. Business Experience Accounting Accounting Cost Accounting Cost Accounting Multinational Accounting Multinational Accounting Payroll and Payroll and Payroll Taxes Payroll Taxes Auditing Auditing Cash Management Cash Management Financial Statements Financial Statements Computer Accounting Systems Design and Auditing Computer Accounting Systems Design and Auditing Foreign Exchange Contracts Foreign Exchange Contracts Budgeting and Analysis Budgeting and Analysis Financial Statement Analysis Financial Statement Analysis Asset Management Asset Management Computer Network Administration Computer Network Administration Web Site Design & Launch Web Site Design & Launch Income Tax Preparation Income Tax Preparation Sole Proprietorships Sole Proprietorships Partnerships Partnerships C and S Corporations C and S Corporations Limited Liability Companies Limited Liability Companies

13. Industry Experience Construction Construction Retail Retail Manufacturing Manufacturing Fabrication Fabrication Commercial Packaging Commercial Packaging Logistics Logistics Service Industry Service Industry Non-Profit / Membership Organizations Non-Profit / Membership Organizations Insurance Insurance Debt Management Debt Management Banking Banking Commercial Rental/Property Management Commercial Rental/Property Management

14. Copyright 2008 AllPay, LLC www.allpayllc.com For Information or to Make an Appointment Email: info@allpayllc.com (Press Esc to exit slide show)