1. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Kevin W. Poirot Vice President May 23, 2008 Building Green: What You Should Know

2. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Today’s Agenda ● What is Green Building and how does it relate to LEED Certification ● Choosing the right certification – New Branches/Operations Centers – Existing Facilities – Renovations and fit outs – Prototype branches ● LEED Certification for Branches – Setting Goals – Site Selection – Recommended Credits for Certification of a Branch – Costs – Why Go Green

3. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association What is Green Building and how does it relate to LEED Certification ● Not all Green buildings are LEED Certified, but all LEED Certified buildings are Green

4. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association ● A Green building, also known as a sustainable building, is a structure that is designed, built, renovated, operated or reused in an ecological and resource-efficient manner. ● Green buildings are designed to meet certain objectives such as protecting occupant health; improving employee productivity; using energy, water, and other resources more efficiently; and reducing the overall impact to the environment. ● LEED, a third-party certification program, is the nationally accepted benchmark for the design, construction and operation of high performance green buildings. What is Green Building and how does it relate to LEED Certification

5. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association ● LEED for New Construction – New construction from the ground up for branches and operations centers ● LEED for Existing Buildings – Going greener in your existing building ● LEED for Commercial Interiors – Fitting out retail space as a tenant ● LEED for Retail – The Prototype branch Choosing the Right Certification

6. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association LEED Certification for Branches ● Setting Goals ● Recommended Credits for Certification of a Branch ● Costs ● Why Go Green

7. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Setting Goals ● Identifying your LEED Certification level up-front is critical – Certified 26–32 points, Silver 33–38 points, Gold 39–51 points, Platinum 52–69 points ● Identify your reasons for going green ● Know your tolerance limits for the associated costs ● Get your board and building committee to buy into the expense ● After deciding on a certification level, aim higher in case some credits fall through

8. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits for Certification of a Branch ● Sustainable Site ● Water Efficiency ● Energy & Atmosphere ● Material & Resources ● Indoor Environmental Quality ● Innovation & Design Process

9. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Sustainable Site Credit Number NameDescription# of Credits Cost Level SS Prerequisite 1 Construction ActivityPollution Prevention (Erosion & Sediment Control) 0 Credits$$ SS 4.1Alternative Transportation Public Transportation Access 1 Credit$ SS 4.2Alternative Transportation Bicycle Storage & Changing/Shower Rooms 1 Credit$$ SS 4.3Alternative Transportation Low Emission & Fuel Efficient Vehicles, Option 2 1 Credit$ SS 4.2Alternative Transportation Parking Capacity1 Credit$

10. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Sustainable Site (cont) Credit Number NameDescription# of Credits Cost Level SS 6.1Storm Water DesignQuality Control1 Credit$$$$ SS 6.2Storm Water DesignQuality Control1 Credit$$$$ SS 8Light PollutionReduction1 Credit$$

11. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Water Efficiency Credit Number NameDescription# of Credits Cost Level WE 1.1Water Efficient Landscaping Reduce by 50%1 Credit$

12. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Energy & Atmosphere Credit Number NameDescription# of Credits Cost Level EA Prerequisite 1 Fundamental Commissioning of Building Energy System 0 Credits$ EA Prerequisite 2 Minimum Energy Performance 0 Credits$ EA Prerequisite 3 Fundamental Refrigerant Management 0 Credits$

13. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Material & Resources Credit Number NameDescription# of Credits Cost Level MR Prerequisite 1 Storage and Collection of Recyclables 0 Credits$ MR 2.1Construction Waste MgtDivert 50% from disposal 1 Credit$ MR 2.2Construction Waste MgtDivert 75% from disposal 1 Credit$$ MR 3.1Material Re-Use5%1 Credit$$ MR 3.2Material Re-Use10%1 Credit$$ MR 4.1Recycled Content10% (post- consumer + ½ pre-consumer) 1 Credit$ MR 4.2Recycled Content20% (post- consumer + ½ pre-consumer) 1 Credit$$

14. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Material & Resources (cont) Credit Number NameDescription# of Credits Cost Level MR 5.1Regional Materials10% Extracted, processed & manufactured regionally 1 Credit$ MR 5.2Regional Materials20% Extracted, processed & manufactured regionally 1 Credit$$ MR 6Renewable Materials1 Credit$ MR 7Certified Wood1 Credit$

15. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Indoor Environmental Quality Credit Number NameDescription# of Credits Cost Level IQ Prerequisite 1 Minimum IAQ Performance 0 Credits$ IQ Prerequisite 2 Environmental Tobacco Smoke ETS Control0 Credits$ IQ 2Increased Ventilation1 Credit$$$$ IQ 3.1Construction IAQ Mgt Plan During Construction 1 Credit$ IQ 3.2Construction IAQ Mgt Plan Before Occupancy1 Credit$$ IQ 4.1Low Emitting MaterialsAdhesives & Sealants 1 Credit$

16. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Indoor Environmental Quality (cont) Credit Number NameDescription# of Credits Cost Level IQ 4.2Low Emitting MaterialsPaints & Coatings1 Credit$ IQ 4.3Low Emitting MaterialsCarpet Systems1 Credit$$ IQ 4.4Low Emitting MaterialsComposite Wood & Agrifiber Products 1 Credit$$$$ IQ 6.1Controllability of SystemsLighting1 Credit$$ IQ 8.1Daylight ViewsDaylight 75% of Spaces 1 Credit$ IQ 8.2Daylight ViewsDaylight 90% of Spaces 1 Credit$$$

17. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Recommended Credits: Innovation & Design Process Credit Number NameDescription# of Credits Cost Level ID 2LEED Accredited Professional 1 Credit$

18. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Branch Certification: Costs ● $25,000 to $50,000 for LEED Certification vs. standard construction ● Return on investment is substantially longer on smaller facilities ● Cost benefit usually not the main reason for going green on a branch

19. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Why Go Green? ● Environmental benefits - Enhance and protect ecosystems and biodiversity - Improve air and water quality - Reduce solid waste - Conserve natural resources ● Economic benefits - Reduce operating costs - Enhance asset value and profits - Improve employee productivity and satisfaction - Optimize life-cycle economic performance

20. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Why Go Green? ● Health and community benefits - Improve air, thermal, and acoustic environments - Enhance occupant comfort and health - Minimize strain on local infrastructure - Contribute to overall quality of life

21. NEW YORK BANKERS ASSOCIATION Pennsylvania Credit Union Association Feel free to contact me at Kevin.Poirot@pwcampbell.com or 800.253.7430 Kevin.Poirot@pwcampbell.com Questions & Discussion Thank you!