1. Introducing Tuition Rewards

2. Protecting Assets with LTC Insurance and Funding Higher Education No-cost way to reduce the cost of college tuition Over 200 Private Colleges across the country – and growing continually Only Available to GoldenCare USA Agents and their clients

3. What Is Tuition Rewards? SAGE Scholars Inc. - Incorporated in 1995 –Largest U.S. private college savings program Basically, an incentive program to help market financial products Tuition Rewards can save thousands of dollars off the cost of tuition at over 200 private colleges in 35 states

4. Why do colleges participate? Opportunity to attract qualified students who might not otherwise be familiar with their school. Colleges realize they need to remain affordable. They want to reward families who conscientiously save and prepare for their child’s education.

5. How it can work for you? Use as a lead generation to increase LTCi sales Offer free to prospects who set an appointment to discuss LTCi Annual follow-up sales potential Again, FREE of charge to you and your clients –Whether or not they purchase coverage

6. How Does It Work Contract with GoldenCare USA Register on site Offer to prospects Give qualified prospects your Access Code They immediately start receiving points upon enrollment

7. How Does Tuition Rewards Work? Each point = $1 in tuition reduction First, 5,000 bonus points are awarded upon enrollment with SAGE – 10,000 per couple! Each year, client can log on to validate account and will receive 2,000 additional points!

8. Individual Example

9. Redeeming Rewards Using the example – married couple has 50,000 points Assume one year’s tuition is $27,000 and the maximum award the school allows is 25,000 points They divide the maximum award by 4 to get 6,250 award points/year $6,250 scholarship awarded each year!

10. How Tuition Rewards Can Benefit Your Sales Provides you with a unique lead generation tool Creates opportunity to meet with prospects – now & in the future Helps grow your business while helping your clients fund a college education

11. Who Would Be Interested? Parents Grandparents who want to assist grandchildren and/or leave a legacy behind Aunts and uncles who want to help support their niece’s/nephew’s college education In fact, almost every LTCi prospect!

12. Here’s How To Do It

13. How Do I Register? Log on to: www.ltcrewards.comwww.ltcrewards.com

14. Fill Out Registration Any Active Writing Number with any of the GoldenCare LTC carriers will be accepted!

15. Pic of email GC123456MN

16. Access Code After you register & receive your Access Code via email, keep it somewhere safe Your Access Code is the same for all of your clients Write Access Code on back of Consumer Brochure

17. GC123456MN Families with $200,000 in assets (INCLUDING their house) OR $80,000 in income are eligible

18. When they register Clients register at www.ltcrewards.com GC123456MN Set up your own Account!

19. JSample 45Sage JSample 45Sage

20. After Your Client Registers Agent receives email notification Set a reminder for 11 months later to contact clients for a review as well as a reminder to validate their Tuition Rewards to earn the additional 2,000 points!

21. Tuition Reward Deadlines Enrollment –M ust enroll students by June 30 th following their sophomore year in HS Allocation –Must award points to specific student(s) by August 31 st before their senior year of HS Application –Must submit rewards statements to colleges along with the student’s application to the college

22. Participating Colleges www.tuitionrewards.com Click on Participating Schools

23. Tuition Rewards Not only a Lead Generation System today, but an ongoing system for the future FREE & exclusive to GoldenCare USA agents We must monitor agent access codes for abuse… The “Rule of Ten” –1 sale for every 10 Reward Packages Our commitment to help you succeed!

24. Sign up Today! Go to www.ltcrewards.comwww.ltcrewards.com Sign up as an Agent Get your access code Set up your own account Take The 1 st Step Today – Thank You! GoldenCare USA -- 800-842-7799