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3. 1A The type of income you receive from employment is called ____________ income earned

4. 1B Type question here Type answer here

5. 1C Type question here Type answer here

6. 2A ____________ is ownership in a corporation stock

7. 2B Type question here Type answer here

8. 2C Type question here Type answer here

9. 3A This is income from sources other than employment; like investments, interest on savings, a gift (ect) Unearned income

10. 3B Type question here Type answer here

11. 3C Type question here Type answer here

12. 4A When you purchase a _______ you are lending money to an organization (business or government) bond

13. 4B Type question here Type answer here

14. 4C Type question here Type answer here

15. 5A A ________ is money or a debt that you owe someone else liability

16. 5B Type question here Type answer here

17. 5C Type question here Type answer here

18. 6A This is any item you own that is of economic value to you asset

19. 6B Type question here Type answer here

20. 6C Type question here Type answer here

21. 7A Shares of a company that do not guarantee a dividend and have more risk and volatility than preferred shares are ________ _________ Common stock

22. 7B Type question here Type answer here

23. 7C Type question here Type answer here

24. 8A This is a type of business owned by stockholders and has rights and responsibilities as if it were a person corporation

25. 8B Type question here Type answer here

26. 8C Type question here Type answer here

27. 9A ______________ are part of a company’s profits (earnings) that it pays as money to stockholders Dividends

28. 9B Type question here Type answer here

29. 9C Type question here Type answer here

30. 10A This is someone who risks funds by purchasing financial products with the hope investments will increase in value over time An investor

31. 10B Type question here Type answer here

32. 10C Type question here Type answer here

33. 11A This is the first sale of stock to the public by investment bankers IPO – Initial Public Offering

34. 11B Type question here Type answer here

35. 11C Type question here Type answer here

36. 12A These are shares of ownership of a company in which the share holder is guaranteed a dividend, but have no voting rights Preferred Stock

37. 12B Type question here Type answer here

38. 12C Type question here Type answer here

39. 13A This is a company owned by a person, family, or small group of investors that does not sell shares of stock in the company Private Company

40. 13B Type question here Type answer here

41. 13C Type question here Type answer here

42. 14A This is a company that is owned by investors who buy shares of stock Public company

43. 14B Type question here Type answer here

44. 14C Type question here Type answer here

45. 15A ________ is the chance of losing all or part of an investment Risk

46. 15B Type question here Type answer here

47. 15C Type question here Type answer here

48. 16A A _________ __________ is a place where shares of publicly held companies are bought and sold Stock exchange

49. 16B Type question here Type answer here

50. 16C Type question here Type answer here

51. 17A _____________ indicates how much and how quickly the value of an investment, market or market sector changes Volatility

52. 17B Type question here Type answer here

53. 17C Type question here Type answer here

54. 18A This stock is from companies who have a consistent record of relatively rapid growth and earnings in all economic conditions Growth stocks

55. 18B Type question here Type answer here

56. 18C Type question here Type answer here

57. 19A These stocks pay higher than average dividends Income stocks

58. 19B Type question here Type answer here

59. 19C Type question here Type answer here

60. 20A Stocks from companies which have a low market price considering historical earnings records and value of assets Value stocks

61. 20B Type question here Type answer here

62. 20C Type question here Type answer here

63. 21A These stocks are influenced by changes in the economic business cycle Cyclical stocks

64. 21B Type question here Type answer here

65. 21C Type question here Type answer here

66. 22A These stocks are not influenced by changes in the economic business cycle (and give good returns in down times) Countercyclical stock

67. 22B Type question here Type answer here

68. 22C Type question here Type answer here

69. 23A Stocks from companies with potential for substantial earnings Speculative Stocks

70. 23B Type question here Type answer here

71. 23C Type question here Type answer here

72. 24A Stocks from nationally recognized companies with long records of profit, dividend payments & good reputation for management Blue-chip stocks

73. 24B Type question here Type answer here

74. 24C Type question here Type answer here

75. 25A The net worth of a company Book Value

76. 25B Type question here Type answer here

77. 25C Type question here Type answer here

78. 26A How much income a company has available to pay in dividends and reinvest as retained earnings on a per share basis Earnings per share

79. 26B Type question here Type answer here

80. 26C Type question here Type answer here

81. 27A The relationship between the price of one share of stock and the annual earnings of the company Price/Earnings Ratio

82. 27B Type question here Type answer here

83. 27C Type question here Type answer here

84. 28A _________ measures a stocks volatility compared to overall changes in the stock market Beta

85. 28B Type question here Type answer here

86. 28C Type question here Type answer here

87. 29A A collection of investments Portfolio

88. 29B Type question here Type answer here

89. 29C Type question here Type answer here

90. 30A The ability of an asset to be converted to cash quickly and without any price discount Liquidity

91. 30B Type question here Type answer here

92. 30C Type question here Type answer here

93. 31A A period of overall rising stock prices Bull market

94. 31B Type question here Type answer here

95. 31C Type question here Type answer here

96. 32A A period of overall declining stock prices Bear market

97. 32B Type question here Type answer here

98. 32C Type question here Type answer here

99. 33A _____________ is the amount borrowed Principal

100. 33B Type question here Type answer here

101. 33C Type question here Type answer here

102. 34A The fee charged to a borrower by a lender is called _____________ Interest

103. 34B Type question here Type answer here

104. 34C Type question here Type answer here

105. 35A When you fail to meet a financial obligation (like a loan) you will ________ on that obligation default

106. 35B Type question here Type answer here

107. 35C Type question here Type answer here

108. 36A A _________ is a list of estimated expenditures and the expected ways to pay for them budget

109. 36B Type question here Type answer here

110. 36C Type question here Type answer here

111. 37A Increase in the value of an item Appreciation

112. 37B Type question here Type answer here

113. 37C Type question here Type answer here

114. 38A Decrease in the value of an item Depreciation

115. 38B Type question here Type answer here

116. 38C Type question here Type answer here

117. 39A A card that can be used to borrow money or make purchases is called a _______ ___________ Credit card

118. 39B Type question here Type answer here

119. 39C Type question here Type answer here

120. 40A This is a pre-authorized loan with your bank or financial institution that you can access as needed Line of credit

121. 40B Type question here Type answer here

122. 40C Type question here Type answer here

123. 41A This is a debt arrangement that allows you to borrow and repay and then borrow again Revolving credit

124. 41B Type question here Type answer here

125. 41C Type question here Type answer here

126. 42A Your past record of making payments on your liabilities is called your ______ _______ Credit history

127. 42B Type question here Type answer here

128. 42C Type question here Type answer here

129. 43A Your capacity to borrow, often expressed as a score, such as FICO Credit Rating

130. 43B Type question here Type answer here

131. 43C Type question here Type answer here

132. 44A __________ __________ is the net worth of a company Book Value

133. 44B Type question here Type answer here

134. 44C Type question here Type answer here

135. 45A The amount by which proceeds from the sale of a capital asset exceed the original investment is reffered to as: ________ ______ Capital Gain

136. 45B Type question here Type answer here

137. 45C Type question here Type answer here

138. 46A A ___________ is an economic good; usually a product of mining or agriculture Commodity

139. 46B Type question here Type answer here

140. 46C Type question here Type answer here

141. 47A A ___________ is a security whose price is dependent upon one or more underlying assets (strictly a contract between two or more parties) Derivative

142. 47B Type question here Type answer here

143. 47C Type question here Type answer here

144. 48A Distributing funds among a variety of investments to minimize overall risks is called: Diversification

145. 48B Type question here Type answer here

146. 48C Type question here Type answer here

147. 49A The amount of money that remains after subtracting the company’s expenses from its revenue Earnings

148. 49B Type question here Type answer here

149. 49C Type question here Type answer here

150. 50A A security that tracks an index, industry, commodity or a basket of assets (like an index fund), but trades like stock on an exchange ETF – Exchange Traded Fund

151. 50B Type question here Type answer here

152. 50C Type question here Type answer here

153. 51A The amount a willing buyer will pay a willing seller for an asset, like stock Market Price

154. 51B Type question here Type answer here

155. 51C Type question here Type answer here

156. 52A An investment vehicle that is made up of a group of investments for the purpose of investing in securities and similar assets Mutual Fund

157. 52B Type question here Type answer here

158. 52C Type question here Type answer here

159. 53A The increase or decrease in the original purchase price of an investment Rate of Return

160. 53B Type question here Type answer here

161. 53C Type question here Type answer here

162. 54A This index tracks stock market activity for the top 500 US stocks Standard & Poor’s Index S&P 500

163. 54B Type question here Type answer here

164. 54C Type question here Type answer here

165. 55A Shares owned by existing stockholders are divided into a larger number of shares Stock Split

166. 55B Type question here Type answer here

167. 55C Type question here Type answer here

168. 56A An abbreviated trading symbol name is called a: Ticker Symbol

169. 56B Type question here Type answer here

170. 56C Type question here Type answer here

171. 57A Your net worth is equal to your _________ minus your _____________. Assets, Liabilities

172. 57B Type question here Type answer here

173. 57C Type question here Type answer here

174. 58A _______ & _______ need to be evaluated before an investment is chosen. Usually the higher the ____, the higher the _____. Risk, Return

175. 58B Type question here Type answer here

176. 58C Type question here Type answer here

177. 59A Some common portfolio management issues are ________, investment income, _______, capital gain, _________ & tax planning Liquidity, Risk, Diversification

178. 59B Type question here Type answer here

179. 59C Type question here Type answer here

180. 60A The rule of 72 says: _____ divided by _________ will be equal to the number of yeas it will take an investment or debt to double 72, Rate of Return

181. 60B Type question here Type answer here

182. 60C Type question here Type answer here

183. 61A ______ & ________ investments include depositing money in a bank savings account, and purchasing a bond. The return on these investments is _______ or discount on face value. Savings, Debt

184. 61B Type question here Type answer here

185. 61C Type question here Type answer here

186. 62A _______ investments include stock, mutual funds, commodities, derivatives, and capital assets. The return on these assets is a ______ or a capital gain. Equity, dividend

187. 62B Type question here Type answer here

188. 62C Type question here Type answer here

189. 63A There is ______ ______ to money! We see it in _______ & opportunity cost. Time value, Inflation

190. 63B Type question here Type answer here

191. 63C Type question here Type answer here

192. 64A There are three types of __________________ : Interest Income, Dividends & Capital Gain ROI – Return on Investment

193. 64B Type question here Type answer here

194. 64C Type question here Type answer here