2. Our Mission: Our Mission:  “Increase economic opportunity and improve the quality of life in rural America” Our Objective: Our Objective:  Provide affordable financial assistance to small rural communities to: Enhance business and economic development Improve infrastructure development Create community development Provide housing opportunities to all rural citizens

3. Rural Business and Cooperatives Rural Business and Cooperatives  Economic development and technical support assistance Housing Housing  Single and Multi-family housing opportunities Community Programs Community Programs  Healthcare, public safety, public services, water, wastewater, solid waste disposal, storm water drainage, electric, telephone services, distance learning, and telemedicine

4. Health care Health care  Clinics, hospitals, ambulatory care centers  Assisted living and nursing home facilities Telecommunications Telecommunications  Medical or educational telecommunication links Public Safety Public Safety  Communication centers  Police, fire, or rescue stations, vehicles and jails Public Services Public Services  Adult and child daycare, shelters, and community centers  Public transportation  Schools, libraries, and municipal buildings

5. Acquire land Acquire land Construct, enlarge, or rehabilitate facilities Construct, enlarge, or rehabilitate facilities Purchase equipment Purchase equipment Pay professional fees Pay professional fees  Legal  Architectural  Engineering  Environmental

6. The Applicant The Applicant  Public entities  Non-profit  Faith Based Organizations  Indian Tribes Rural Service Areas Rural Service Areas  Populations up to but no greater than 20,000 Income The Applicant Population

7. Water Water Wastewater Wastewater Solid Waste Disposal Solid Waste Disposal Storm Water Drainage Storm Water Drainage Technical Assistance Technical Assistance

8. New construction New construction Expansion Expansion Improvements Improvements  Transmission or distribution systems  Adequate supply  Treatment and storage facilities Pay Professional Fees Pay Professional Fees  Legal  Engineering  Environmental

9. The Applicant The Applicant  Public entities  Non-profit  Indian Tribes Rural Service Areas Rural Service Areas  Populations up to but no greater than 10,000 Income The Applicant Population

10. Direct Loans Direct Loans  Interest rates vary based on the current market yields and Median Household Income (MHI) of community served  Maximum term for all loans is 40 years Guaranteed Loans Guaranteed Loans  Terms and interest rates are negotiated between the lender and applicant  Loan may be guaranteed up to 90% with 1% guarantee fee Grants Grants  Available for up to 75% of project costs  Population, MHI, and Virginia’s allocation of funds determines the percent of grant funds Technical Assistance Grants Technical Assistance Grants  Assist in identifying and evaluating solutions to water and waste disposal problems.  Reduce or eliminate pollution of water resources  Improve planning and management of solid waste sites

11. Provide financial assistance to meet the educational and health care needs of rural America through the use of advanced telecommunications technologies. Provide financial assistance to meet the educational and health care needs of rural America through the use of advanced telecommunications technologies.  Eligibility Criteria State or local units of government Profit or non-profit organizations and private corporations Indian Tribes Consortiums

12. Grants Grants  Assistance available for 100% of project costs  Grants are competitive, must meet specific criteria, and matching requirements Loans Loans  Assistance available for 100% noncompetitive financing, with a $50,000 minimum  Include funding for project operating cost and educational broadcasting for distance learning during the first two years Combination Loan and Grant Combination Loan and Grant  Noncompetitive, accepted year round, no matching requirements, a minimum of $50,000  Maximum loan term under DLT program is 10 years

13. What options are best for the community? What options are best for the community?  The “Big Picture” approach to funding Various resources and partnerships to consider  Virginia State Funding Agencies  Other Federal Funding Agencies  Private Banks  Philanthropic Organizations

14. Community Facilities or Rural Utilities Programs Community Facilities or Rural Utilities Programs  Applications are accepted year round (October 1 st – September 30 th )  Submit applications to designated Rural Development Area Office  For program information, regulations, and forms visit our website: www.rurdev.usda.gov Distance Learning and Telemedicine Program Distance Learning and Telemedicine Program  For application assistance, contact Virginia/North Carolina General Field Representative, Patrick Carey Email: patrick.carey@usda.gov Phone: (704) 896-8402  Applications are submitted to the Telecommunication Program in Washington D.C.  For program information, regulations, applications guides, and funding announcements, visit our website: http://www.usda.gov/rus/telecom/dlt/dlt.htm

16. Contact Information: Contact Information:  Area Director:  Area Director:Sally Hamer  Address:  Address: 383 Highland Drive, Suite 5 Lebanon, Virginia 24266-4632  Phone Number:  Phone Number: (276) 889-4650  Fax Number:  Fax Number:(276) 889-2105 Serving Counties/Cities: Serving Counties/Cities:  Buchanan, Dickenson, Russell, Tazewell, Lee, Wise, Norton, Scott, Bland, Bristol, Carroll, Galax, Grayson, Smyth, Washington, and Wythe.

17. Contact Information : Contact Information :  Area Director:  Area Director: Travis Jackson  Address:  Address: P.O. Box 4337, 20311-A Timberlake Road Lynchburg, Virginia 24502-0337  Phone Number:  Phone Number:(434) 239-3473  Fax Number:  Fax Number: (434) 239-3735 Serving Counties/Cities : Serving Counties/Cities :  Amherst, Appomattox, Bedford, Campbell, Charlotte, Danville, Pittsylvania, Alleghany, Botetourt, Covington, Craig, Floyd, Giles, Montgomery, Pulaski, Radford, Roanoke, Salem, Franklin, Henry, Martinsville, Patrick, Lexington, Buena Vista, Rockbridge, Halifax, Lynchburg, and Bath.

18. Contact Information : Contact Information :  Area Director:  Area Director: Elizabeth Walker  Address:  Address: 1934 Deyerle Avenue, Suite D Harrisonburg, Virginia 22801-3484  Phone Number:  Phone Number:(540) 433-9126  Fax Number:  Fax Number: (540) 432-1707 Serving Counties/Cities: Serving Counties/Cities:  Albemarle, Fluvanna, Goochland, Greene, Louisa, Nelson, Culpeper, Fauquier, Orange, Madison, Rappahannock, Arlington, Caroline, Fairfax, Falls Church, Fredericksburg, Hanover, King George, Loudoun, Manassas, Prince William, Spotsylvania, Stafford, Clarke, Frederick, Page, Shenandoah, Warren, Winchester, Augusta, Harrisonburg, Highland, Rockingham, Staunton, and Waynesboro.

19. Contact Information: Contact Information:  Area Director:  Area Director: Steve Bigelow  Address:  Address: 22329 Main Street, Southampton Office Bldg. 2 Courtland, Virginia 23837-1026  Phone Number:  Phone Number:(757) 653-2532  Fax Number:  Fax Number: (757) 653-2278 Serving Counties/Cities: Serving Counties/Cities:  Accomack, Northampton, Brunswick, Mecklenburg, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Henrico, Hopewell, James City, New Kent, Petersburg, Prince George, York, Williamsburg, Amelia, Buckingham, Cumberland, Lunenburg, Nottoway, Powhatan, Prince Edward, Emporia, Franklin, Greensville, Isle of Wight, Poquoson, Southampton, Surry, Sussex, Essex, Gloucester, King & Queen, King William, Lancaster, Mathews, Middlesex, Northumberland, Richmond, Suffolk, Virginia Beach, Newport News, Chesapeake, Hampton, and Westmoreland.