1. 12 November 2008 Ulster Bank Graduate Programme Sinéad D’Arcy Graduate Programme Consultant

2. 12 November 2008 Group Overview

3. 11 November 2008 – Page 3 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Royal Bank of Scotland Group (RBS) & its subsidiaries RBS acquired ABN AMRO as part of a consortium including Santander and Fortis in July 2007 - the biggest deal in banking history.

4. 11 November 2008 – Page 4 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Business Overview – Ulster Bank Group Stated objective to be the leading bank in Ireland We are the leading bank in Northern Ireland by market share and in the top 3 banks all-Ireland We serve 1.8 million personal and business customers 284 branches, 56 Business Centres and 8,400 staff across Ireland (including First Active – acquired in 2004) Georges Quay (GQ), Dublin Donegal Square East (DSE), Belfast

5. 11 November 2008 – Page 5 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Awards and Accreditations 2008 KPMG award for Excellence in Business Banking 2008 (fourth year running) Irish News Workplace Awards 2008: winner for Cross-border Employment (second year running) O2 Ability award (third year running) Irish Independent 50 Best Companies to work for in Ireland GradIreland awards – shortlisted for awards for best Graduate Development Programme and best Marketing Campaign. Up to 14 th in top 100 employers

6. 12 November 2008 2009 Graduate Programmes

7. 11 November 2008 – Page 7 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Ulster Bank Graduate Programme Despite current economic conditions, our Graduate programme continues to be seen as a key pipeline of talent for the organisation The objective of the programme is to develop future leaders for the business Programmes last between 18 months and 2 years For 2009 intake we will offer programmes in the following areas:  Retail Markets  Corporate Markets  Group Risk  Operations Support (Manufacturing)

8. 11 November 2008 – Page 8 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Brand Architecture and Policies Click to edit Master text styles Second level Third level Fourth level Fifth level Market leading starting salary (€30,000/£20,000) together with a joining bonus of €1,500/£1,000 Any degree discipline Minimum 2.1 degree or 2.2 Degree and a Masters Degree Work experience preferred

9. 11 November 2008 – Page 9 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Brand Architecture and Policies Click to edit Master text styles Second level Third level Fourth level Fifth level Applications online at: www.makeitrbs.com/ulsterbank Closing date: 28th February 2009

10. 11 November 2008 – Page 10 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant RBS UK Internships & Placements

11. 11 November 2008 – Page 11 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant RBS UK Internships & Placements Entry criteria – penultimate year student with at least 300 UCAS points (or equivalent) and expecting a 2:1 honours degree. Locations – London & Edinburgh Start date – various in June 2009 Closing date for applications – various in January 2009 ***Apply asap*** Internship (10-weeks) & Easter Insight (2-weeks) Global Markets Corporate Banking Summer Internship (10-weeks) Group Finance Group Internal Audit Group Human Resources RBS Risk Global Markets Corporate Development Corporate Credit Risk Placement (12months) Technology Services

12. 11 November 2008 – Page 12 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Benefits Insight into a career in banking Network with people from across the business, including our current graduates Personal development Develop a broad understanding of the different business areas Successful internship candidates will be given the opportunity to be fast tracked into the Group Graduate programme they were placed in To apply visit: www.makeitrbs.com/programmes/internships_and_placements

13. 11 November 2008 – Page 13 © Ulster Bank Ulster BankPresented by Sinéad D’Arcy, Graduate Programme Consultant Questions ?