1. Investment Opportunities in Today’s Real Estate Market GREENOVATE THE HOME LLC

2. Joe Griffin-Owner/CEO  BS Long Island University  MBA University of Phoenix  Licensed Residential, Commercial, and Business Broker with Metrobrokers  Realtor/Investor for over 10 years  Launched Greenovate the Home LLC 2010  Help homeowners build value through green philosophy  Teacher of the Year/Hall of Fame College basketball player/Professional © 2008 - Must Know Investing

3. © 2008 – Patrick Riddle  It’s a Buyer’s Market!  The State of the Mortgage Industry.  Foreclosures at an All Time High.  Investors can Purchase Properties for 30-50% Off  Cash buyers can get a bigger discount! Today’s Real Estate Investing Market

4. Opportunity Awaits the Intelligent Investor © 2008 – Patrick Riddle

5. Food For Thought © 2008 – Patrick Riddle  Suppose I approached you with an opportunity where you lend me $100 dollars, and immediately, I turn around and repay you $120 the next day. How many times in a year would you be able to lend me $100? I think that answer would be……. AS MANY TIMES AS POSSIBLE!!!!!!!

6. It Gets Even Better  In the previous example, the $20 dollars you earned represented a 20% interest payment right? Remember I immediately paid you back? The annualized return would not be 20%. Interest is calculated on an annual basis, what about the other 364 days. Your annual return would be…… 7,380% (20% X 364 days) © 2008 - Must Know Investing

7. Question???  Would you be willing to take an existing line of credit, cash, or IRA, and invest with me for a 20% return? What if we did 4 deals per year? Wouldn’t you really be earning 80% utilizing the same funds over and over? Do you want some collateral? How about a bank owned foreclosure purchased for 40 cents on the dollar. Are your current investments earning more? © 2008 - Must Know Investing

8. Opportunity Awaits the Intelligent Investor © 2008 – Patrick Riddle You Become the Bank as a Private Money Lender

9. WHY!!! © 2008 – Patrick Riddle  Banks are Filthy Rich  The Stock Market is averaging a 10% loss over the past 5 years  CD’s and Saving Account interest is laughable ranging between.5% and 2% return annually  Even in today’s market, real estate has nearly doubled in value over the past 10 years

10. Teacher Salary= $4200 per month  I realized I would need 2.4 million dollars in a savings account earning 2% to equal my current salary of $4200 per month.  Purchase 10 homes at today’s real estate prices. Pay them off early with proceeds from my investments, then rent them out. Earn easily $7000 per month with growing equity in the homes. © 2008 – Patrick Riddle The Hard WayThe Easy Way

11. © 2008 – Patrick Riddle  Locate Motivated Sellers  Provide Solutions Through Speed and Ease of Transaction  Use Cash from Investors to Buy Property at Deep Discounts  Create Win-Win-Win Scenario between Seller, Investor, and Greenovate The Home LLC  REPEAT, REPEAT, REPEAT!!!! Our Business Model

12. © 2008 – Patrick Riddle  Cash is King  Speed to Close a Deal  It’s Like “Profit Sharing”  No expensive Hard Money  Less documentation required  New laws limit the amount of properties an investor can finance Why Borrow from People Like You

13. © 2008 – Patrick Riddle  We will locate distressed homeowners and bank owned property  We will rehab property using Green methods  We will market property with Metrobrokers using the MLS  We will coordinate all aspects of the sale and closing  Investor simply funds the deal and waits for a check!!! What are our roles?

14. © 2008 – Patrick Riddle  What experience do you have Investing?  Are you happy with your current investment portfolio?  How do you think our program could help with your investment goals?  Whether or not our program is a fit, is it important that you invest right now? Investor Evaluation

15. © 2008 – Patrick Riddle  Cash  Line of Credit  Self Directed IRA- Video Video What Do We Need to Start?

16. © 2008 – Patrick Riddle  Investing Range - $25K to $250K  Time Frames:  Short Term – 6 to 12 months  Long Term – 1 to 5 years  Rate of Return –20% return on each deal or negotiated split, whichever is greater.  Payment Terms  Regular Interest Payment  Interest Accrued Investment Opportunity

17. © 2008 – Patrick Riddle  Transaction handled through LLC and a local attorney  Funds wired to closing attorney not my personal bank account  Clear detailed partnership agreement signed before anything  Promissory note and Mortgage to a fully insured property with lots of equity Investor Protections

18. © 2008 – Patrick Riddle  How is the real estate market affecting your business?  Why would people sell their house at such a deep discount?  Would I be investing in a piece of property or Greenovate the Home?  Is the investment secured?  What kind of paperwork do I get? Common Questions

19. © 2008 – Patrick Riddle  Can I invest from my IRA?IRA  I have equity in my home, could I use that to invest in your program?  Most of my money is in the stock market but I don’t want to sell right now, how could I invest with you?  How will the repairs be handled?  How can we pay returns this high? Common Questions

20.  116 Anytown Drive  Bank Owned Property  Private investor lent $60K to pay for purchase, minor repairs, and holding costs  Sold property to another buyer for $100k  Interest earned by private investor was $12000 (20%) and 60k was repaid on LOC to repeat process Can we repeat this process?? © 2008 – Patrick Riddle Sample Deal

21. © 2008 – Patrick Riddle  Define Investment Details  Amount Investing  Time Frame  Payment Terms  Position Funds for Availability  Receive Investor Paperwork Package  Deliver Funds for Closing Next Steps

22. © 2008 – Patrick Riddle  If you are on board, sign the Commitment Letter outlining the amount you can invest.Commitment Letter  Provide all of your contact information  Wait for partnership agreement  Prepare funds for use  Ask for a Proof of Funds Letter from your Bank Are You on Board?

23. © 2008 – Patrick Riddle  If this opportunity is not for you, please pass the information on to a friend, associate, co-worker or family member. I will pay a generous referral fee for any clients you send over. If You Are not on Board?

24. © 2008 – Patrick Riddle Joe Griffin 2304 Benji Blvd Conyers, GA 30013 770-827-7251 www.metrobrokers.com/joe.griffin www.greenovatethehome.com joegriffinrealestate@gmail.com Joe.griffin@metrobrokers.com Contact Information