2. Money An Introduction to my Multi-Disciplinary Unit By: Karla Borge

3. Focus This unit has been developed for a K-12 resource room. It can be built in different levels and will be used to meet each students individual IEP goals. Each student will have their own individualized criteria. It is my intention to build this unit over time as students move from one year to another. It is my goal to get the first level developed during TTL 2000 and develop the other levels as they are needed for our students. Other portions could be added as the Special Education staff sees fit.

4. What are we going to discuss?  Counting Money  Savings Accounts  Checking Accounts  Paychecks  Paying Bills  Loans

5. How are we going to do this? You are going to help!! We will work together to set up specific requirements for YOU. We will set up a classroom store and you get to help decide how it is run. You will decide how you earn money and how you can get bonuses. You will decide when you have to pay for things. When the store is open, you will be able to decide whether to spend your money or to save it. You will do journaling once a week.

6. Can we continue this next year? YES WE CAN!! As you master one portion of the unit, you will “graduate” to the next level. (Example: after you successfully complete a month in the counting money portion, you will move on to the Saving Account portion of the unit) Mastering a portion of the unit means finishing a set amount of time in it without going into debt.

7. Let’s See What We Know Q: How much is a penny worth? A: $0.01 Q: How much is a nickel worth? A: $0.05 Q: How much is a dime worth? A: $0.10 Q: How much is a quarter worth? A: $0.25

8. Let’s See What Each Level Contains:

9. Level One Counting Money  Who Makes Money?  Value of money.  History of money.  Counting money.  Why save money?  We will design our own money.  Let’s set up a classroom store.

10. Level Two Savings Accounts  What is a savings accounts?  Why we would want a savings account?  Why do we get interest?

11. Level Three Checking Accounts  Opening a checking account  Making deposits  Writing checks  Keeping a registry

12. Level Four Paychecks  Getting a job Writing Resumes Filling out applications Filling out company papers  How much will I make? (internet research)  Federal and state withholdings  Other withholding (Medicare, retirement, etc.)  Automatic deposit

13. Level Five Paying Bills & Living Independently  How to read a bill  Paying bills on time  Choosing Insurance, Insurance Premiums, and deductibles  Different bills we have when living independently.

14. Level Six Loans  Auto Loans  Mortgage  Home Improvement Loans  Other Loans

15. Here are some friends to help us with Levels 1-3. Let’s GO!! Click their picture to hear a story from them.