1. WARM UP 1.3+4+5+6 2.23+31+45 3. 15+23+34+19+7 4. 6+4+5+25+15+35 5. 123+345+567+987

2. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 1: Buying a New Car

3. VOCAB  Base Price is the first amount listed on a car’s price  Options are extra items added to a car  Transportation and Handling is a delivery fee charged to the buyer of a car

4. Directions Add all the numbers to get the cars total sticker price

5. I do Find the Total Sticker Price 1.Hatchback 3-door$18,869 Floor Mats$108 Console$178 Automatic Transmission$800 Wheel locks$59 Fog Lights$289 Rear Defroster$115 AC$1,099 CD Player$349 Splashguards$89 Tinted Glass$82 Transportation/ Handling$445

6. We do 1.Convertible$34,768 Floor Mats$225 Console$355 Spoiler$499 Anti-Theft$289 Fog Lights$289 Rear Defroster$115 AC$1,099 CD Player$349 Transportation/ Handling$2,150 Leather Seats$854

7. You Do 1.Truck$29,300 Floor Mats$200 Console$125 Automatic Transmission$750 Wheel locks$59 Fog Lights$289 Rear Defroster$115 AC$1,099 CD Player$349 Splashguards$89 Tinted Glass$125 Transportation/ Handling$575

8. Summary  Today we learned how to find the total sticker price of a new car

9. Homework Worksheet

10. WARM UP  8889-2357  35675-12489  75250-54789  56423-43851  64953-56754

11. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 2: Buying a Used Car

12. 5 - 2 VOCAB  Depreciate is to decrease in value  Rebate is a return of part of a payment to a buyer

13. DIRECTIONS  Subtract

14. I/We/You DO  Find Amount Saved Price BeforeSale Price  1. $8889$8489  2. $9389$8650  3. $9989$9589  4. $8664$6894  5. $9689$9179  6. $12097$9459

15. I/We/You DO  Find the amount of money owed List PriceTrade-in Value  1. $16895$900  2. $15595$1200  3. $14908$2456  4. $27344$3795  5. $15238$8770  6. $16767$869

16. REVIEW  Today we learned how to find the price of a car after trading in another car and how much money we saved

17. HOMEWORK  WORKSHEET

18. WARM UP  25000-7000  125 x 40  2579+3574  251.34 x 52

19. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 3: Financing a Car

20. 5-3 VOCAB  Deferred Price is the total amount paid, including interest in monthly payments

21. DIRECTIONS (Deferred Price)  Multiply monthly payments times months  Add answer and down payments

22. I/We/You DO  Find Deferred Price Cash PriceDown MonthlyMonths PaymentPayments  1. $3197$99$7048  2. $5379$299$11548  3. $7984$499$17048  4. $9849$999$20248  5. $6983$299$15548  6. $7391$299$16048

23. DIRECTIONS (Total Interest)  Subtract Cash Price – Down Payments  Multiply monthly payments times months  Subtract 2 answers

24. I/We/You DO  Find Total Interest Cash PriceDown MonthlyMonths PaymentPayments  1. $3989$89$106.7840  2. $6989$1307$152.8740  3. $7789$289$205.3540  4. $4798$198$111.1646  5. $4798$1461.82$79.9446  6. $5398NONE$128.2046

25. REVIEW  Today we learned how to find the deferred price, monthly payments, and total interest on a car when financing a car

26. HOMEWORK  WORKSHEET

27. Warm Up  What are some things that affect how much you pay for car insurance?

28. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 4: Automobile Insurance

29. VOCAB  Liable – is when a person is bound by law to make good for damages done  Liability Insurance – is a policy that pays for damages done in an accident  Premium – is the amount paid for insurance

30. Directions  Look at the chart  Find your two numbers  Add them  If given a factor  Multiply  Answer x Factor

31. Chart Pers onal Inju ry Proper ty Dama ges Area10/2 0 20/4 0 40/8075/15 0 5102550 High Risk $210$47 0 $610$835$72$84$9 9 $148 Average$167$33 9 $470$620$56$69$7 7 $98 Low Risk $140$22 9 $340$489$48$52$6 1 $73

32. I DO (Questions)  1. What is the premium for a 75/150/50 policy in a low risk area?  2. Find the premium for a 20/40/5 policy in a high risk area.  3. Roland lives in an average risk area and wants 10/20/10 coverage. Young men have a greater chance to be in accidents, so he is charged a factor of 1.77. Find his premium.

33. WE DO(Questions)  1. What is the premium for a 40/80/10 policy in an average risk area?  2. Find the premium for a 10/20/25 policy in a high risk area.  3. Lindsay lives in a high risk area and wants 40/80/50 coverage. She will be using her car for business, so she is charged a factor of 1.29. Find his premium.

34. YOU DO (Questions)  1. What is the premium for a 10/20/50 policy in a low risk area?  2. Find the premium for a 75/150/10 policy in an average risk area.  3. Woody lives in a low risk area and wants 20/40/25 coverage. He has a poor driving record, so he is charged a factor of 1.48. Find his premium.

35. Review  What did you learn?

36. Homework  Worksheet

37. WARM UP  34567/3  45568/2  91354/5  74564/3

38. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 5: Reading an Odometer

39. 5-5 VOCAB  Odometer is a measuring device that counts the miles a car travels

40. DIRECTIONS  Read the number left to right 100000 hundred thousand 10000 ten thousand 1000 thousands 100 one hundred 10 tens 1 ones 1 (this number is a different color) tenths

41. I/We/You DO  Write the odometer in words  3046  71235  1128905  0500701  099999  012356

42. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 6: Average Miles Driven per Year

43. 5-6 VOCAB  NONE

44. I/We/You DO  Find Average Miles Driven per Year  OdometerYears 1.03036573 2.01606062 3.04975675 4.03675584 5.01248952 6.153625912

45. REVIEW  Today we learned how to read an odometer and find the average miles driven per year

46. HOMEWORK  WORKSHEET  Get your NOTEBOOK together  Tomorrow I am collecting all notes from 4.8-5.6

47. Warm Up 579-345 400/20 6431-5987 3712/85 99321-91897

48. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 7: Number of Miles Traveled

49. DIRECTIONS Just subtract end-beginning

50. I DO  Find the miles traveled BeginningEnd 1.12345.612489.0 2.00370.901000.8 3.36875.836879.2

51. WE DO  Find the miles traveled BeginningEnd 1.99375.800305.9 2.10101.110192.6 3.76842.376951.2

52. YOU DO  Find the miles traveled BeginningEnd 1.30306.731765.6 2.58410.461765.6 3.24365.741326.5

53. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 8: Computing Gas Mileage

54. VOCAB GAS MILEAGE is the average number of miles a car will travel on a gallon of gas

55. DIRECTIONS Divide Distance / gas used = mpg

56. I DO Find the gas mileage (mpg) for each trip DistanceGas used 1.400 miles20 gallons 2.1200 miles70 gallons 3.356 miles15 gallons

57. WE DO Find the gas mileage (mpg) for each trip DistanceGas used 1.489 miles12 gallons 2.25 miles1.2 gallons 3.565 miles23 gallons

58. YOU DO Find the gas mileage (mpg) for each trip DistanceGas used 1.256 miles12 gallons 2.1024 miles46 gallons 3.245 miles10 gallons

59. REVIEW  Today we learned how to determine the number of miles traveled in a trip and calculate the gas mileage of a trip.

60. HOMEWORK  WORKSHEET

61. Warm Up 25 x 17 370/22 27 x 12 495/18 36 x 15

62. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 9: Computing the Range of a Car

63. DIRECTIONS Just multiply EPA x tank capacity

64. VOCAB EPA Rating is the estimate of how far a car can travel on one gallon of gas Range is how far a car can travel on a given number of gallons of gas

65. I DO  Find the ranges (city and highway) of a car EPA RatingTank CityHighwayCapacity 1. 40mpg50mpg10gal 2.6mpg8mpg20gal 3.20mpg30mpg19gal

66. WE DO  Find the ranges (city and highway) of a car EPA RatingTank CityHighway Capacity 1. 7mpg9mpg16gal 2.21mpg29mpg17gal 3.8mpg12mpg10gal

67. YOU DO  Find the ranges (city and highway) of a car EPA RatingTank CityHighway Capacity 1. 27mpg38mpg19gal 2.9mpg30mpg9gal 3.26mpg28mpg18gal

68. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 10: Computing the Fuel Needed

69. DIRECTIONS Divide Distance / mileage rating = amount of fuel

70. I DO Find the amount of fuel needed for each trip DistanceMileage Rating 1.150 miles20 mpg 2.370 miles27mpg 3.896 miles35mpg

71. WE DO Find the amount of fuel needed for each trip DistanceMileage Rating 1.1040 miles40 mpg 2.4488 miles44mpg 3.204 miles60mpg

72. YOU DO Find the amount of fuel needed for each trip DistanceMileage Rating 1.725 miles32mpg 2.2319 miles26mpg 3.1753 miles32mpg

73. REVIEW  Today we learned how to compute the range of a car and how much fuel is needed for a trip

74. HOMEWORK  WORKSHEET

75. Warm Up 42/60 5.3 x 60 3.4 x 60 35/60 71/60

76. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 11: Computing the Average Speed

77. DIRECTIONS Divide Minutes/60 Add that answer to the number of hours Divide Distance/time

78. VOCAB Miles per Hour (mph) is a unit of measurement of speed

79. I DO  Find the average rate of speed DistanceTime 1.180 miles4 hours 30 mins 2.340 miles6 hours 12 mins 3.1100 miles21 hours 24 mins

80. WE DO  Find the average rate of speed DistanceTime 1.65 miles3 hours 15 mins 2.385 miles7 hours 48 mins 3.203 miles8 hours 18 mins

81. YOU DO  Find the average rate of speed DistanceTime 1.46 miles1 hour 15 mins 2.205 miles3 hours 42 mins 3.233 miles3 hours 54 mins

82. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 12: Computing the Travel Time

83. DIRECTIONS Divide Distance / average speed = time Write the whole number in front of the hours Subtract time – whole number Multiply times 60 Write this number in front of minutes __ hours __ mins

84. I DO Find the travel time for each trip DistanceAverage Speed 1.180 miles45 mph 2.91 miles35mph 3.56 miles42mph

85. WE DO Find the travel time for each trip DistanceAverage Speed 1.360 miles50 mph 2.143 miles37mph 3.285 miles47mph

86. YOU DO Find the travel time for each trip DistanceAverage Speed 1.708 miles50 mph 2.163 miles40mph 3.664 miles55mph

87. REVIEW  Today we learned how to compute the average speed and travel time for a trip in a car

88. HOMEWORK  WORKSHEET

89. Warm Up 18 x 3.55 14 x 3.35 12.356 x 3.29 15.46 x 3.31 16.23 x 3.34

90. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 13: Buying Gasoline

91. DIRECTIONS Just multiply the gallons and the price per gallon Reminder Gas Prices look like $3.37 9 In the calculator you put 3.379

92. I DO Find the cost of gasoline Tank CapacityGas Price 1.20gal$3.37 9 2.18gal$3.34 9 3.16gal$3.29 9

93. WE DO Find the cost of gasoline Tank CapacityGas Price 1.22gal$3.41 9 2.16gal$3.39 9 3.14gal$3.24 9

94. YOU DO Find the cost of gasoline Tank CapacityGas Price 1.20gal$3.32 9 2.14gal$3.19 9 3.16gal$3.54 9

95. DIRECTIONS (SAVINGS) Subtract Full – Self Multiply Subtraction Answer x Tank Capacity

96. I DO  Find the savings of gasoline between full service and self service Tank CapacityGas Price Full ServiceSelf Service 1.20gal$3.37 9 $3.29 9 2.18gal$3.34 9 $3.30 9 3.16gal$3.29 9 $3.19 9

97. WE DO  Find the savings of gasoline between full service and self service Tank CapacityGas Price Full ServiceSelf Service 1.20gal$3.54 9 $3.47 9 2.18gal$3.19 9 $3.10 9 3.16gal$3.38 9 $3.29 9

98. YOU DO  Find the savings of gasoline between full service and self service Tank CapacityGas Price Full ServiceSelf Service 1.20gal$3.31 9 $3.29 9 2.18gal$3.16 9 $3.10 9 3.16gal$3.45 9 $3.39 9

99. REVIEW  Today we learned how to determine the cost of gas and the amount saved by using self service over full service

100. HOMEWORK  WORKSHEET

101. Warm Up 32.95 x 1.07 425.95 + 312.56 50/60 30/60 + 2 14.95 + 75.95 + 32.56

102. Consumer Finance Chapter 5: Buying and Maintaining a Car Lesson 14: Cost of Repairs

103. VOCAB Parts and Labor is when the customer is charged for parts needed to fix the car and the labor (time) it takes to fix Rebuilt is describing items that have been reconstructed or extensively repaired

104. DIRECTIONS Add All Parts Multiply by 1.06 (sales tax) = Answer 1 Convert time to hours Mins/60 + hours Multiply that and labor rate = Answer 2 Add Answer 1 + Answer 2

105. I DO Find the cost of repairs when the mechanic has a labor rate of $60 per hour PartsPriceLabor Time 1.Battery$69.9518 mins 2.Muffler$35.00 Tailpipe$18.001 hour Clamps$2.00 3. 4 shock$17.9430mins absorbers

106. WE DO  Find the cost of repairs when the mechanic has a labor rate of $55 per hour PartsPriceLabor Time  1. Alternator®$85.0030 mins  Fan Belt$10.00  2. 4 Tires $260.0045 mins  3. Filter$6.5015 mins  6 cans oil$11.70

107. YOU DO  Find the cost of repairs when the mechanic has a labor rate of $75 per hour PartsPriceLabor Time  1. Radiator$150.001 hr 30 mins  Antifreeze$6.99  2. Disk Brakes$20.002 hours  Rotor$10.00  3. PS pump$95.002 hour  Fluid$10.50

108. REVIEW  Today we learned how to determine the cost of repairs

109. HOMEWORK  Find the cost of repairs when the mechanic has a labor rate of $75 per hour PartsPriceLabor Time  1. Carburetor$75.003 hr 18 mins  6 Plugs$8.70  2. Lights$20.002 hr 45 mins  Muffler$79.95  3. Spark Plug$5.954 hr 15 mins  Transmission$756.23