1. Investing with Your Principles In Mind p r e s e n t e d b y : Financial Professional’s Name Financial Professional’s Title

2. Investing with Your Principles In Mind Money Concepts Is A Worldwide Network Of Financial Planning Centres Keyed To Individual, Family And Business Financial Planning Formed In 1979 With The Corporate Mission Of Providing Professional Financial Planning To Everyone Money Concepts Is Associated With Money Concepts Capital Corp., A Broker Dealer And Member Of FINRA And SIPC Who is Money Concepts?

3. Who is Lighthouse Investments? They Are Concerned Financial Advisors Lighthouse Investments Was Founded By Concerned Investors And Financial Advisors. Its Objective Was To Do What No Other Company Does... Investing with Your Principles In Mind

4. Create Investment Tools That Invest According To Family Values And Socially Responsible Principles Who is Lighthouse Investments? They Are Concerned Financial Advisors Investing with Your Principles In Mind

5. A Warning To Those Nearing The Shore A Beacon Of Hope For Those Lost At Sea Why Lighthouse Investments? A Lighthouse Symbolizes Two Things: Investing with Your Principles In Mind

6. Why Lighthouse Investments? Lighthouse Investments Uses The Lighthouse To Symbolize Its Desire To Protect Its Clients And Investors From Investments Not Matching Their Standards Investing with Your Principles In Mind

7. Why Lighthouse Investments? They Want To Give Hope To Those That Are Looking To Invest In Companies They Can Have Confidence In Investing with Your Principles In Mind

8. Investing with Your Principles In Mind Evaluate Prospectuses Screen Each Investment For Model Violations Evaluate Performance And Risk Measures Screen Investments Using Morningstar Weighted Economic And Market Indicators Target Allocation There Are Five Important Factors That Make Up The Quarterly Allocations The Factors

9. Weighted Market and Economic Indicators Institute for Supply Management monthly report Goldman Sachs Commodity Index (GSCI) 2 to 10 Year Treasury Note Spread Gold University of Michigan Consumer Sentiment Long Term Interest Rates Dollar Exchange Rate Federal Funds Rate Copper Investing with Your Goals In Mind A New Standard Of Screening

10. Using the market and Economic indicators four Portfolios are determined: Investing with Your Goals In Mind A New Standard Of Screening Aggressive Growth Moderate Growth Conservative Growth Balanced Weighted Market and Economic Indicators

11. Screen Investments Using MORNINGSTAR “Morningstar is a trusted source for insightful information on investments. With operations in 19 countries, we currently provide data on more than 300,000 investment offerings worldwide.” Investing with Your Goals In Mind http://corporate.morningstar.com/US/asp/subject.aspx?xmlfile=177.xml, Accessed 5-15-09 A New Standard Of Screening

12. Potential program investments are further evaluated to ensure risk and returns are suitable for inclusion. In addition, various internal features are judged for adherence to criteria determined by the current market and economic conditions. A New Standard Of Screening Evaluate Performance and Risk Measures Investing with Your Goals In Mind

13. Screen Each Investment For Model Violations Investments are screened to match one of three models: Investing with Your Goals In Mind A New Standard Of Screening Fundamental Socially Responsible (Green) Values

14. Fundamental Target Allocation How it works Investing with Your Goals In Mind All The Screening Principles Talked About Earlier Are Utilized With One Exception Evaluate Prospectuses Screen Each Investment For Model Violations Evaluate Performance And Risk Measures Screen Investments Using Morningstar Weighted Economic And Market Indicators

15. Socially Responsible Target Allocation What is it? A Model based on Socially Responsible principles also commonly referred to as “Green” Investing with Your Principles In Mind

16. Socially Responsible Target Allocation Screening Criteria All The Screening Principles Talked About Earlier Are Utilized With One Exception Evaluate Prospectuses Screen Each Investment For Green Violations Evaluate Performance And Risk Measures Screen Investments Using Morningstar Weighted Economic And Market Indicators Investing with Your Principles In Mind

17. Values Target Allocation What Is It? A Model Based On Common Family Values And Principles Investing with Your Values In Mind

18. Screening Criteria Investing with Your Values In Mind All The Screening Principles Talked About Earlier Are Utilized With One Exception Evaluate Prospectuses Screen Each Investment For Values Violations Evaluate Performance And Risk Measures Screen Investments Using Morningstar Weighted Economic And Market Indicators Values Target Allocation

19. Screening Criteria Abortion Pornography Anti-family Entertainment Non-marriage Lifestyles Alcohol Tobacco Gambling Investing with Your Values In Mind Values Target Allocation

20. Evaluate Prospectuses Each investment used is evaluated using the prospectuses from the investment and companies that make up that investment to ensure it matches the performance and values screening desired. Investing with Your Principles In Mind A New Standard Of Screening

21. This Allows Them To Make An Investment Tool That Can Help Produce The Results You Are Looking For. Investing with Your Principles In Mind

22. Investing with Your Principles In Mind Target Allocation The Same Process Used Initially to Screen Your Investments, Is Repeated Each Quarter More Quarterly Re-Allocation Evaluate Prospectuses Screen Each Investment for Model Violations Evaluate Performance and Risk Measures Screen Investments Using Morningstar Weighted Economic and Market Indicators

23. Lighthouse Investments Is Steadfastly Committed To Invest Your Hard Earned Money Into Investments That Are Actively Pursuing The Investment Goals and Principles You Have Set Their Commitment to You Investing with Your Principles In Mind

24. To Conduct Every Phase Of Their Business In An Honorable And Ethical Manner To Provide Their Investors With Quality Service To Retain The Confidence And Trust Of Their Investors Through Their Total Commitment To Honesty And Integrity In Managing Every Aspect Of Their Investments Corporate Philosophy Investing with Your Principles In Mind

25. To Consistently Demonstrate Their Dedication To Professionalism And Excellence In Everything They Do To Communicate A Sincere, Caring Attitude Toward Every Investor Or Prospective Investor To Always Place Investors’ Financial Well-being Above Their Own. Corporate Philosophy Investing with Your Principles In Mind

26. Individuals Should Require Of Themselves The Accountability To Their Investments And... Accountability To Their Financial Advisors To Heed Their Investment Concerns Are you ready? Investing with Your Principles In Mind

27. ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? Will you decide it is time to invest your hard earned money in an investment tool that can produce the results you are looking for? Will you continue living and investing the way you have for years? Or… Are You Ready? Investing with Your Principles In Mind

28. Investing with Your Principles In Mind

29. Questions? Money Concepts International, Inc. 11440 N. Jog Road Palm Beach Gardens, FL 33418 Tel: 561.472.2000 www.moneyconcepts.com All Securities through Money Concepts Capital Corp. Member FINRA/SIPC Money Concepts Advisory Service is a Registered Investment Advisor with the SEC All Non Securities and Non Advisory Products through Money Concepts International, Inc. Providers of Financial Services Since 1979 Investing with Your Principles In Mind