1. If You Don’t Know Where Are You Going Any Road Will Take You There Million Dollar Portfolio A Strategic Planning Process Click On “Browse” On Top and Then On “Full Screen” For Full View This presentation best viewed on PowerPoint-XP. After the presentation click on Back on top of the explorer to go to main website.

2. Planning Process Review Plan Choose Products Choose Portfolio Choose Strategies Set Goals & Objectives Resources (net worth & Cash Flow)  A financial plan is your roadmap to financial success  A financial plan begins with inventory of your resources, sets, goals and objectives  A set of strategies to achieve those goals  Proper portfolio and product selection  Regular reviews

3. Financial Planning Time Horizons Age 25 Age 55 Age 75 Age 100 Create Wealth During Working Years Conserve Wealth For Retirement Years Distribute Wealth To Heirs & Estate There are three major stages to Financial Planning

4. Triangle Of Wealth Achieving A Financial Goal Is A Tradeoffs Between Target GoalRate Of Return Time To Reach Goal Monthly Amount Required To Invest To Reach The Target Goal $1,097 Million $ 12% 20 Years This chart is for illustrative purposes only and is not intended to project the performance of any particular investment

5. Key Consideration For Staying Ahead Taxes & Inflation are the important factors when looking at the rate of return of investment 12.00% 7.20% 4.20% Your investment earns After taxes of 40.00% you are left with After inflation of 3.00% you are left with

6. The Power Of Compounding Investment Growing at 12.00% Per Year Over Various Time Periods $176,241 $310,604 $547,398 $964,710 $1,700,156 $2,996,263 $5,280,445 5Yrs 10Yrs. 15Yrs. 20Yrs.25Yrs 30 Yrs 35 Yrs Interest Earned On Interest – Is Dramatic Earn More By Investing Early And Longer This chart is for illustrative purposes only and is not intended to project the performance of any particular investment Based On $100,000 investment

7. Cost Of Delay Waiting For 5 Years Million $ 12% 20 Years This chart is for illustrative purposes only and is not intended to project the performance of any particular investment Invest Now Invest After 5 Years $1,700,178 $964,721 Investment Value In 25 Years Invest Description Single Deposit of $100,000 + Annual Deposits $1 Made at the beginning of the year

8. 10 Points For Investment Failure Million $ 12% 20 Years This chart is for illustrative purposes only and is not intended to project the performance of any particular investment 1.Not having a financial plan 2.Procrastinating 3.Do not diversify 4.Not considering the impact of taxes 5.Not considering the impact of inflation 6.Not staying invested in the market 7.Not paying yourself first 8.Not protecting your earning power 9.Not seeking professional financial advice 10.Taking unnecessary risks