1. £ 12_13 Finance in the new fees environment – update on the new fees & finance structure from 2012 University of Exeter Students’ Guild Advice Unit Joanna Thomas – Student Advisor

2. £ 12_13 Tuition Fees 2012/13: Tuition Fees – Up to £9,000 pa ALL UK/EU students can take out a tuition fee loan, regardless of household income Available to full & part-time students Some fee waivers available & fees paid (or part fees paid) depending on course, University and personal situation

3. £ 12_13 Income Main sources of income for living costs: - Maintenance Grant - Maintenance Loan - Bursaries - Scholarships - Additional support...

4. £ 12_13 Maintenance Grant (or Special Support Grant) Up to £3,250 pa Full grant – household income of £25,000 or less Some support – household income of up to approx £42,600

5. £ 12_13 Maintenance Loan 2012/13 – approx. between £3,575 - £5,500 - living away from parental home & studying outside of London Or, 2012/13 – approx. between £2,850 - £4,375 - living at parental home & studying in or outside London Or, 2012/13 - approx. between £5,525 - £7,675 -if living away from parental home & studying in London Difference between min. & max. depends on… how much Maintenance Grant you are eligible for and how much your household income is

6. £ 12_13 University specific… University of Exeter (UK/Home & EU students): Access to Exeter Bursaries: - £1500 per year - Household income up to £25,000 - £1000 per year – Household income between £25,000 - £35,000 - £500 per year - Household income between £35,000 - £42,600 National Scholarship partial fee waivers: - Household income below £16,000: Either, a partial fee reduction of £3000, Or, a partial fee reduction of £2000 and a £1000 bursary - Household income between £16,000 - £20,000: A partial fee reduction of £2,000 - Household income between £20,000 - £25,000: A partial fee reduction of £1,000 ------------------------------------------------------------------------------ You also have Bursaries and Scholarships from Universities which are merit based – e.g. Academic, Sports, Music, Drama etc UNIVERSITY BURSARIES & NATIONAL SCHOLARSHIP PROGRAMME

7. £ 12_13 Application & Assessment Loans & Grants: Assessment by Student Finance (SLC) On-line application Means-test household income Bursaries/Scholarships: University specific

8. £ 12_13 Income Main sources of income: - Maintenance Grant - Bursaries - Maintenance Loan - Tuition Fees Loan

9. £ 12_13 Repaying Tuition Fees & Maintenance Loan When? After leaving course & earning £21,000+ pa. How? Deductions directly from wages, like tax & NI How much? 9% of earnings over £21,000 pa. (e.g. £7.50 per month @ £22,000) (e.g. £30 per month @ £25,000) Interest rate – Linked to the rate of inflation plus up to 3%

10. £ 12_13 Additional support for: Students with disabilities: - Disabled Students’ Allowances Students with children or dependants: - Parents’ Learning Allowance - Childcare Grant - Adult Dependants’ Grant Care Leavers (University of Exeter students only): - Full fee waiver - £9,000 - Bursary - Additional support up to £100 per week for accommodation costs in the summer vacation Also, grants/bursaries/loans for students studying particular courses (e.g. Teaching & NHS courses) – including partial payment of tuition fees from NHS

11. £ 12_13 Student Finance: Key Messages 2012/13 Fiona Daborn Student Finance England South West

12. 12_13 Key messages No up front payments for tuition Apply now Research scholarships and bursaries Students repay according to what they earn not what they owe

13. £ 12_13 Student Resources

14. 12_13 http://www.facebook.com/SFEngland Ask Questions/Q&A ForumsFun Applications Link to Help Videos Information & Support

15. 12_13 http://www.twitter.com/SF_England

16. 12_13 http://www.thestudentroom.co.uk/studentfinance

17. £ 12_13 Practitioner Resources

18. 12_13 http://www.practitioners.slc.co.uk/

19. 12_13 Resources for you to use with students

20. 12_13 Materials linked to IAG Quality Standards Two fully scripted 45 minute lesson plans Developed & trialled with IAG partners, updated for 12/13 Interactive & encourage research Fully mapped to IAG Quality Standards

21. 12_13 Videos for students-myths and facts

22. 12_13 Resources for you to use with parents Developed following partner survey & consultation Suite of resources including myth buster, FAQ & video

23. 12_13 Resources to embed in your website

24. 12_13 Resources to embed in your website

25. 12_13 Practitioner Helpline Team Regulations Complex Queries Designated Courses Expert Advice 10am to 4pm Monday to Friday 0845 602 0583 or ssin_queries@slc.co.ukssin_queries@slc.co.uk