1. Asset Building – Options and Opportunities for Individuals with Disabilities Presented by: Thomas Foley, World Institute on Disability

2. Continuum of Asset Building Tools Training Overview Getting to Know Each Other Employment and Work Incentives Phase 1 Phase 2 Phase 3 Questions & Answers

3. World Institute on Disability WID's mission in communities and nations worldwide is to eliminate barriers to full social integration and increase employment, economic security, and health care for persons with disabilities.

4. World Institute on Disability Financial Planning Employment Planning Benefits Planning Changing the economic expectations of people with disabilities

5. What is Assest Building? Asset building is a strategy where one invests in things which appreciate over time.

6. What is Asset Building?

11. Continuum of Asset Building Tools  Education  Student Earned Income Exclusion (SEIE)  1619 (a)(b)  Medicaid Buy-In  Employment  Banking and Credit-Cards  Loans for Assistive Technology  Individual Development Accounts  Home Ownership  FREE Money (EITC)  Plan for Achieving Self-Support  Scheming & Dreaming

12. The Value of Education In general, more education means more money, greater employment options and better job security. On average, a college degree is worth an extra $23,000 a year. Consider the following statistics from the U. S. Department of Labor and Census Bureau (2004):  College graduates made an average of $51,554  Those with advanced degrees made $78,093  Adults with a high school diploma made $28,645  High school dropouts averaged $19,169

13. Project Vision delivers opportunities for youth with disabilities Scholarships, internships, grants, study abroad, summer programs, and more! http://www.projectvision.net

14. Scholarships ScholarshipDisabilities That QualifyAmount Salvatore E. Quinci Foundation Scholarship Hemophilia or another bleeding disorder $2,000 Disabled War Veterans Scholarships Disabled War Veterans$2,500 Elizabeth Nash Foundation (ENF) awards scholarships Cystic Fibrosis $500 - $2,000 Millie Brother Scholarship Children of deaf adults$3,000 Association of Blind Citizens Scholarships Blind Students $1,000 - $2,000

15. People who graduate from college make about twice as much money as people who only have a high school degree. Young people ages 25-34 with a degree are employed at much higher rates than people with only a hi-school degree 70% vs. 55% Only about 28% of the population as a whole has graduated from college. However, that number's a lot lower for people with disabilities: just 13%. For Latinos, it's just 12.6%. The jobless rate for college graduates under age 25 has averaged 9.6 percent over the past year; for young high school graduates, the average is 21.6 percent. Median wealth of whites is now 20 times that of black households and 18 times that of Hispanic households, double the already marked disparities that had prevailed in the decades before the recent recession. Only about 1/3 of people with disabilities have jobs. Higher education results in better jobs!