1. Unit 6- Move Toward Independence

2. Choosing independence – Mixed emotions – Milestone – Make choices, explore new options – Costly – Option after high school affects decision Select housing – Must provide needs – Decision-making – Decide what you can afford – Easier as a teen than family – Apartment living Venture Renting- security deposit, lease, landlord, tenant Inspect Check safety pets?? Furnishing apartment

3. – Living with others Reduces rent cost Pick roommate wisely Share tasks – Move back home Done with school, return from military Roles and relationships change Return is temporary= better Get along with parents Usually temporary Make Important Decisions – Autonomy – Manage money – Safety – Transportation

4. Food Management – Purchasing food Amount spent varies from family to family Use budget Make a list from menus Look for quality – Food safety Often overlooked Illnesses Meat separate from other food Pathogen, cross contamination – Food preparation Take-out or prepared foods are costly – Cooking is a way to express yourself

5. Clothing Management – Protects body from elements – Personal expression – Communicate nonverbally – Needs differ with life span – Affects a person’s comfort – Basic sewing skills – Purchasing clothing Don’t have to spend a lot Analyze & examine – Clothing care follow care instructions Treat stains promptly Turn inside out, hook hooks, etc.

6. Ch. 22- Health & Wellness Wellness- positive state of physical and mental health Preventative medicine- behavior that serves to deter or avoid diseases Improvement in health – Antibiotic – Laparascope – improvements, standard of living, advances

7. Personal choices about health – Obesity – Cardiovascular disease – Personal choices – Control – Good health habits – Money – Role of mental health Importance Management and organizations Support from others

8. Work toward wellness – Not just personal – Community – Wellness tips Practice hygiene Checkups Gain knowledge False information??? Surround w/positive Choose own path Plan for good health – Planning – Improvement – families

9. Eat right – Diet – Eating patterns – Lack of nourishment – Rating??? Pg. 435 – Maintain a healthy weight Choosemyplate.gov – Eating disorders Anorexia nervosa Bulimia Compulsive eating Video……..

10. Exercise- immunity – Types Endurance Aerobic exercise Strength Flexibility Anaerobic exercise – Plan to add exercise Walk more, drive less Stand vs. sitting Get up for things

11. CH. 23- Manage Your Money Spending styles – Present-oriented – Future-oriented Checking accounts – Check – Electronic funds transfer – Atm – Debit card – Online banking Credit – Credit – Interest – Types Credit cards, loans, installment buying, down payment – use credit carefully

12. Protect future – Insurance- insurance, premium Types: deductible – Health – Life – Auto – Homeowners Savings Investments – Investment – Asset – Share – Stock – Mutual fund Financial plan – Fixed, flexible expenses, recordkeeping, income

13. CH. 24- Consumer Skills Traits of Skillful Consumers Consumer – Become familiar w/products – Read and research – Use self-discipline Judge quality & price – Quality? – Fair price?- bargain Comparison shopping – Tips: know what you want, use internet, compare similar items, check warranties, compare credit terms, check return policy Control impulse buying!

14. Analyze Advertising – Good or bad – Everywhere: radio, tv, magazines, newspapers, billboards, etc. – Advertising techniques Direct (your values ) vs. indirect (subtle) – Critical eye Fact from fiction “no promise” promises Below cost sales Percent off ads Whole story

15. Rights & Responsibilities – Consumer rights Information, choose, safe products, be heard, have problems corrected, consumer education, service – Consumer responsibilities Take care of merchandise, keep receipts, follow instructions Consumer complaints – Refunds & replacements – Explain and deception – Billing problems Resources for consumers – Gov’t agencies – Small claims court – Business organizations Better Business Bureau Consumer Actions and Advisory Panel