1. Banking Online Safely

2. What can you use online banking to do? Immediate access to real-time account balances Pay bills and make transfers anytime

3. What can you use online banking to do? You no longer require stamps and envelopes to mail out bills No waiting for your monthly statement if you need the information more quickly Online tax preparation is simpler

4. What should you be aware of before beginning to bank online? Make sure you have the correct website Verify your deposits are federally insured Read your bank’s “About us” section on the website for additional information

5. What should you be aware of before beginning to bank online? Be aware that copycat websites exist Find out what information your bank is tracking online Is your institution’s website encrypted? Look for the ‘lock’

6. What should you be aware of before beginning to bank online? Keep your computer updated a Beware of public computers and unsecured wireless networks What benefits or penalties your bank institutes for using online access

7. What are the benefits of banking online? Access your account information as needed, at any time

8. What are the benefits of banking online? Transfer money between accounts easily

9. What are the benefits of banking online? Create accounts for your various bills once to make future payments quicker and easier

10. What are the benefits of banking online? Pay your bills quickly once your accounts are set up

11. What are the benefits of banking online? Set up automatic payments for predictable costs like a mortgage or a car payment

12. What are the benefits of banking online? Or, set up reminders to pay bills using your bank’s online access services, if available

13. What are the benefits of banking online? Track spending more easily via your debit card or credit card

14. What are the benefits of banking online? Report problems or contact banking personnel at any time

15. What are the benefits of banking online? Export your transactional information for taxes, budgeting, or other purposes

16. What are the benefits of banking online? Manage investments

17. Other options Try Paypal or other types of online merchant services for additional protection when shopping online

18. Other options Smart phone banking apps make banking ‘on the go’ that much easier

19. Other options Take payments for your business using your smart phone or other mobile device

20. CONGRATULATIONS! You are ready to bank online!