1. Cash Management Solutions Al Madinah International University
HSBC GLOBAL PAYMENTS & CASH MANAGEMENT
Cash Management Solutions Al Madinah International University

2. Delivery Channel
Global Online Platform - HSBCnet

3. 3rd party reporting via SWIFT MT940
Global Platform. HSBCnet suggested structure
Main HSBCnet Profile
3rd party reporting via SWIFT MT940
AL Madinah International Foundation
AL Madinah Resources
Existing/Future entities can be added onto profile as associates for increased visibility and scalability
Integrated Payments Solution
Integrated Receivables Solution
Integrated Liquidity Solution

4. Payments
At your fingertips

5. Payments. Process Flow Prepare Authorize ERP Reconciliation Delivery1 2 3
Process
Generate cheque payment instructions / batch from ERP in pre-defined file format (e.g. iFile)
Upload payment file to HSBCnet from end-user local PCs
Validate payment summary / details via HSBCnet
Approve payment
Reconciliation
Delivery
Funding Arrangement 6 5 4
ERP
Download reports from HSBCnet for cheque number and status
Upload to ERP for automatic reconciliation
Process
Payment dispatch via mail / courier / direct credit
Immediate execution of payment instruction without hold

6. Payments. Cheque Outsourcing (COS)
Outsource the entire cheque issuance process to HSBC, including issuance, printing, and delivery
Cheque delivery options include delivery to client offices, or delivery to beneficiaries
Advantages to AL Madinah International University
Maximise security by eliminating need to maintain cheque inventory at Client offices
Redeploy Client’s finance staff to more value-added tasks
Option to upscale for auto reconciliation
Used by Rentokil in Malaysia and Singapore
Up and running since 2003

7. Payments. Cheque Outsourcing (COS) – con’t
Manual input
for ad-hoc
payments
HSBCnet
Cheque
Outsourcing
engine
Mail
Courier
Draft dispatched
Cashiers Order dispatched
Payment File
Upload
from
ERP
Payment Advice
Data/reports
Reduce manual processing by outsourcing your cheque payment processing
Simplify authorisation of cheques – no longer need to manually sign every cheque
More security through the PositivePay validation at the point of cheque presentment
Simplify reconciliation and management through comprehensive cheque reports
issued, presented, stale, stopped, etc.
Greater convenience and control through
Flexible cheque delivery options to your beneficiaries
Warehouse future value dated transactions
Online stop payment instruction for cheques

8. Payments. Payments advising
Short Advice
payment amount
charges detail
value date
remitter
remitting bank
HSBC transaction
reference
other reference
Long Advice
additional payment
details in free text
or table formats

9. Payments. Utilities Direct Debit
Automatic Direct debit Service
Remove tedious / unproductive payments over counters
A Capped limit can be set to avoid “over-billing”
MYR2.00 rebate per account for Telekom
MYR5.00 rebate per account for Maxis
TRANSFER DEBIT
TM1 B
ZAFA :33:31 RM
Narrative in Statement
Saves Management Time for Repetitive Payments

10. Payments. Advantages to AL Madinah International University
Streamlined payments process
Information is directly fed to HSBC from ERP and information is returned for reconciliation
Remote authorisation & enhance control of payments.
Significant reduction in manual effort pre/post payments.
Optimise resources as manual unproductive work is outsourced to HSBC.
Payment advices to reduce the frequency of beneficiary enquiry on payment status.
Security of process and reduce the risk of fraud
Information directly from ERP reduces risk of errors
Positive pay encryption to ensure peace of mind in the local environment.
Beneficiary advising via
Comprehensive payment activity reporting
Audit trails
Payment activity reports

11. Collections
Raising to next level

12. Integrated Receivables Solutions (IRS)
HSBCnet
Receivables Management System (RMS)
A/R Reconciliation
Consolidated Reporting
Centralised Database
Collection Services
Paper Receivables / Collection Service
Electronic Receivables/ Collection Service
Cash/ cheque paid over the bank’s counter
Mail-in cheques which are processed by Lockbox
Cheques deposited directly via machines
Local/ International Wire Transfer
ACH Credit
Direct Debit
In-house Transfer
Direct Debit via Credit Card (recurrent payment)
Bill Payments (ATM, Internet)

13. Collections. Wholesale Lockbox (WLBX) - Cheques
Wholesale Lockbox System
Data & image capture
Your Customers
Courier Pick-up (BES)
RMS
Lockbox transaction
data and images (T+1)
Cheques + invoices/ pay-in slips
Physical
cheques and invoices
Drop-Box/ Bulk Deposit (QSM)
Cheques sent to the Clearing House
Standard :
Basic info: cheque number, amount, invoice number, payor ID…
Enhanced :
Additional info: invoice issuance and due date, invoice references
Premium :
Whatever data capture parameters the customer has pre-agreed with the bank

14. Liquidity Management
For your ease of mind

15. Value Derived… All Accounts
Earning profit on your account. Cash Concentration
Daily sweeps / reverse sweeps
Flexibility – Zero Balance, Threshold and Target
Profit calculated on daily rest and paid out on month end
Option to maintain earnings on master account or distribute back to sub-accounts
Earnings based on total end of day balances via Islamic Money Market Placement
Master Account
All Accounts
Value Derived…
Operational Funds Efficiency
Decrease Borrowing Cost
Reduces manual booking of rates
Cost Savings from OD charges (if any)

16. HSBC GLOBAL PAYMENTS & CASH MANAGEMENT
Thank You