1. PFS Corporate Card To Support Business Transparency on Non-Cash Payment System

2. PFS Corporate Card Overview What is Corporate Card Solution ?  The corporate Card is an account number (physical card) allocated to an employee for the purpose of paying/meeting commitments associated with approved business travel.  Such business expenditure may include accommodation, rental car, meals, entertainment etc.  Part of card payment system of non-cash transactions

3. PFS Corporate Card Overview Who are Corporate Card Users ?  A card solution designed to the corporations (legal entity) which has relationships with the bank  Corporate cards will be used by the authorized employees and employers to pay their daily expenses of business activities.  The usage of Corporate cards is the same as individual cards at point of sales.

4. PFS Benefits of Corporate Cards  Distinguished between business and personal accounts.  Substantially reduced staff claim reimbursement and petty cash activity.  Increased management productivity from reduced “expense claim” administration  Simplify accounting and auditing tasks  Enhance control and transparency over business expense activity  Accelerate financial and management reporting of “travel and expense” spend  Part of International payment system for cross border transactions as well as e-commerce

5. PFS Features – Corporate Credit Card  A card payment system with credit facility attached on it upon passing credit requirements.  The repayment terms are very similar for the individual credit card account holder - a monthly, bi-monthly or quarterly basis.  Credit limit granted is a part of blanket credit limit to the corporations.  Support the non-cash payment transactions and ecommerce

6. PFS Features – Corporate Debit Card  Enjoy the benefits of cards payment system without passing credit verification.  Limit purchase is up to the balance on the current account or linked account  Can be linked to the overdraft account  Part of international payment system  Support the non-cash payment transactions and e-commerce

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