1. MANAGING TIME AND MONEY CHAPTER 7

2. OBJECTIVES CREATE A TO-DO LIST EXPLAIN HOW TO AVOID COMMON TIME MANAGEMENT PROBLEMS IDENTIFY STRATEGIES FOR MANAGING TIME EFFECTIVELY DETERMINE HOW ATTITUDES, PRIORITIES, AND GOALS AFFECT MONEY USE DEVELOP A BUDGET FOR MANAGING INCOME AND EXPENSES

3. KEY TERMS DEADLINE PROCRASTINATION OVERSCHEDULING DOVETAIL BUDGET INCOME EXPENSES

4. TAMING THE TO-DO LIST EVER NOTICE HOW SOME PEOPLE HAVE MORE TIME THAN OTHERS? COULD YOU USE SOME HELP IN YOUR TIME MANAGEMENT SKILLS? EXPERTS IN TIME MANAGEMENT HAVE DEVELOPED TECHNIQUES THAT WORK!!! THEY ARE:

5. TIME MANAGEMENT TECHNIQUES IDENTIFY RESPONSIBILITIES AND GOALS MAKE A TO-DO LIST ESTABLISH PRIORITIES PLAN YOUR SCHEDULE

6. IDENTIFY RESPONSIBILITIES AND GOALS STEP BACK AND TAKE A LOOK AT WHAT IS IMPORTANT TO YOU! WHAT DO YOU WANT TO ACCOMPLISH? WHAT ARE YOUR RESPONSIBILITIES?

7. MAKE A TO-DO LIST WHAT DO YOU HAVE TO DO DURING THE DAY? SCHOOL HOMEWORK WORK SPORTS CHORES

8. ESTABLISH PRIORITIES WHAT NEEDS TO GET DONE AND WHEN A – TASKS THAT MUST GET DONE B – TASKS THAT SHOULD GET DONE C – TASKS THAT YOU HOPE TO GET DONE

9. PLAN YOUR SCHEDULE ONCE YOU HAVE SET YOUR PRIORITIES, CREATE A SCHEDULE USE A CALENDAR OR PLANNER

10. TIME TRAPS TO AVOID PROCRASTINATION – THE TENDENCY TO PUT OFF SOMETHING UNTIL LATER OVERSCHEDULING – TRYING TO ACCOMPLISH TOO MANY THINGS IN A LIMITED AMOUNT OF TIME

11. USING TIME WISELY DO UNPLEASANT TASKS FIRST AVOID DISTRACTIONS AND INTERRUPTIONS SET UP A SCHEDULE TAKE A SMALL STEP TO GET STARTED

12. TIME-TESTED STRATEGIES BE PREPARED AND ORGANIZED ALLOW ENOUGH TIME DOVETAIL ACTIVITIES BE REALISTIC ABOUT WHAT YOU CAN ACCOMPLISH BE FLEXIBLE

13. MONEY MATTERS LIVE WITHIN YOUR MEANS MEET GOALS TO PURCHASE SPECIAL ITEMS PREPARE FOR FINANCIAL EMERGENCIES GAIN AND MAINTAIN A SENSE OF FINANCIAL INDEPENDENCE

14. USING A BUDGET BUDGET – A PLAN FOR SPENDING AND SAVING MONEY INCOME – MONEY YOU TAKE IN AND HAVE AVAILABLE TO SPEND FIXED EXPENSES – EXPENSES THAT DON’T VARY FROM MONTH TO MONTH FLEXIBLE (VARIABLE) EXPENSE – EXPENSES THAT VARY IN AMOUNT FROM MONTH TO MONTH

15. HOW TO CREATE A BUDGET ESTIMATE YOUR INCOME ESTIMATE YOUR EXPENSES (USE WHAT YOU SPENT THE PREVIOUS MONTH) FIXED FLEXIBLE COMPARE YOUR EXPENSES AGAINST YOUR INCOME

16. ACTIVITY CREATE A BUDGET