1. Financial Competency Lifelong Learning Centre Wednesday, November 20, 2013 7:00 to 9:00 p.m. Gallery Room 106 Dr. Cyril Kesten Education 334, Faculty of Education Cyril.kesten@uregina.ca Wiki: http://finlitllc.wikispaces.com/ 306 585 4532

2. The Globe and Mail http://www.theglobeandmail.com/

3. Using the Internet Information and Portfolios Yahoo www.yahoo.com

4. Using the Internet Information and Portfolios The Business News Network http://www.bnn.ca/

5. Using the Internet Information and Portfolios The Globe and Mail http://www.theglobeandmail.com/globe- investor/ http://www.theglobeandmail.com/globe- investor/ http://www.theglobeandmail.com/authors/ro b-carrick/ http://www.theglobeandmail.com/authors/ro b-carrick/

6. Using the Internet Information and Portfolios Seeking Alpha http://seekingalpha.com/

7. Using the Internet Blogs http://www.milliondollarjourney.com/ http://www.myownadvisor.ca/about/ http://www.squawkfox.com/new/ http://tridelta.ca/The-Canadian-Financial- Planner/ http://tridelta.ca/The-Canadian-Financial- Planner/ http://andrewhallam.com/ http://www.mymoneycoach.ca/ http://myuniversitymoney.com/

8. Using the Internet Discussion Sites http://www.canadianmoneyforum.com/

9. DJIA, TSX, S&P500 A group of stocks put together in a standardized way to provide a useful window into a sector or market's performance at a glance. That is, a stock index groups together a certain list of stocks and usually takes an average of their prices so as to provide an idea of how the industry or market represented in the stock index is doing. Very often, stock indices are weighted to prevent a few data points from overwhelming it. For example, the S&P 500 is weighted according to market capitalization, while the DJIA is weighted for price.stocks market'spricesweightedmarket capitalizationDJIAprice

10. Passive Investing Index mutual funds and ETFs basically mimic the index by buying the same basket of stocks at corresponding proportions and adjust accordingly. The reason why index ETF’s/mutual funds can keep their fees (MERs) lower is because normally the buying/selling is done automatically by computer and not an active fund manager.

11. Benefits of Passive Investing It’s relatively easy and takes very little time. Betting on the index beats an active mutual fund the majority of the time. Indexing costs a lot less than active investing, thus increasing returns over the long run.increasing returns over the long run It takes the emotion (thus mistakes) out of investing.

12. global couch potato strategy the portfolio is split into 4 parts. Each part of the portfolio consists of an index. This includes a Canadian Index, US Index, International Index, and Canadian Bond index. The percentage of equity/bonds really depends on your risk tolerance. The lower your risk tolerance for volatility, the higher your bond allocation. However, over the long term, the higher the bond allocation the lower your portfolio returns. http://www.milliondollarjourney.com/investment-strategies-i-passive-investing.htm#ODxEHT7DWwIKoQsr.99