1. Solutions for the discerning affluent investor: CI Private Investment Management Craig Koenig, Vice President, Sales & Marketing

2. AGENDA Comprehensive financial planning CI Private Investment Management Overview Competitive deductible fees Case study Support materials

3. COMPREHENSIVE FINANCIAL PLANNING Having a comprehensive financial plan can provide a road map to greater financial and emotional well-being.

4. COMPREHENSIVE FINANCIAL PLANNING 81% (CP)73% (LP) 44% (NP) Investors with comprehensive financial plans (CP) are substantively more likely to report feeling on track with their financial affairs compared with those who do no planning (NP) or only limited planning (LP). Feel on track with their financial affairs: Source: Survey of Canadians conducted in 2012 as part of the Financial Planning Standards Council’s three-year Value of Financial Planning Study.

5. COMPREHENSIVE FINANCIAL PLAN Investments Cash flow requirements Asset protection and estate planning Tax planning Keeping financial data current A comprehensive financial plan should cover all aspects of a client’s life, including:

6. CI PRIVATE INVESTMENT MANAGEMENT CI Private Investment Management (PIM) provides the cornerstone of a fully integrated financial plan. World-class investment options Tax efficiency Principal and estate protection Competitive pricing Consolidated, simplified account management

7. CI PIM OVERVIEW High net worth platform that fits any practice Enhanced accessibility – $100,000 per mandate per account to receive preferred pricing – At $250,000, fund minimum reduced to $25,000 Competitive pricing – High net worth pricing starts at $100,000, reduced for upper tiers Consolidate and simplify across platforms – Link mutual fund, Corporate Class and SWESS accounts for reduced pricing and consolidated reporting Simplified comprehensive proposals – Advisor-facing tool that creates personalized proposal documents

8. COMPETITIVE FEES Offers two classes for maximum flexibility: – O Class Ideal for non-registered accounts Management fee charged to the account quarterly Tiered fees based on aggregate total of both classes Service fees automatically applied – E Class Ideal for registered accounts Fees completely embedded Fee flexibility through trailer fee rebates up to 100% Tiered fee rebates based on aggregate total of both classes Offers the option of an ISC commission of 0-5%

9. FEES ARE DEDUCTIBLE AND TRANSPARENT O Class example: – a MTR of 40% and $250,000 in PSS 50i50e in an open account with a 1% trailer on O Class – Clients will pay 1.85% before tax – 1.85% - 0.74% (40% MTR) = Net 1.11% Fees summarized on quarterly statement Facilitates compensation disclosure to comply with National Instrument 31-103

10. Case study The story of Mark and Christine

11. THE SITUATION Mark and Christine are married and have a son, Matthew, age 10. They started a heavy machinery leasing company five years ago and it has grown into a thriving business. They want to expand their business in the next few years. Mark and Christine each have a registered retirement savings plan (RRSP) and a jointly held non-registered account. To help expand their business they will be decreasing their salary for the next few years and want to use their non-registered account to help bridge their income gap. They also want to protect sufficient funds for Matthew in the event of their passing.

12. THE SITUATION Consolidated Portfolio’s Value: $1,325,000 – Corporate account$675,000 – Mark’s RRSP $150,000 – Christine’s RRSP $250,000 – Non-registered account $250,000

13. THE STRATEGY: CI PIM World-class, diversified investment options to meet their various investment objectives – Expanding their business – Retirement – Estate planning – Short-term funding Tax efficiency during accumulation period with ROC cash flows during decumulation for their non-registered account – CI Corporate Class and CI’s flexible T-Class Option to protect their principal and estate – SunWise Essentials Series Estate Class

14. THE STRATEGY: CI PIM Competitive, flexible fee structure Consolidated, simplified account management Designed to enhance client accounts from – a tax, – asset allocation and – cost perspective All backed by the strength of CI Investments’ award-winning portfolio management expertise

15. THE SOLUTION Corporate account $675,000 Investment planning – Investment objective: to expand business – Risk profile: low to moderate – Investment preference/selection: Corporate Class funds Tax planning – Ability to switch among funds without tax consequences – Corporate Class may only distribute capital gains and eligible Canadian dividends so RDTOH and CDA may be fully utilized – Deductibility of advisory fees

16. THE SOLUTION Mark’s RRSP $150,000 Investment planning – Investment objective: to fund retirement and provide estate protection – Risk profile: conservative – Investment preference/selection: SWESS Estate Class Estate planning – Christine designated as primary beneficiary and a Trust for Matthew as contingent beneficiary – Ensures account value is protected for his family

17. THE SOLUTION Christine’s RRSP$250,000 Investment planning – Investment objective: to fund retirement – Risk profile: moderate to high – Investment preference/selection: PIM’s Guided Portfolios Financial planning – Provides a fully customizable dynamic asset allocation portfolio – Ensures maximum equity exposure through some of Canada’s leading portfolio managers

18. THE SOLUTION Non-registered account $250,000 Investment planning – Investment objective: short-term cash flow, long term growth – Risk profile: moderate to high – Investment preference/selection: T-Class Financial planning – Provides tax-free cash flow to help bridge the income gap – Wide selection of equity funds to help grow the portfolio while still providing cash flow – Deductibility of advisory fees

19. CONSOLIDATE AND SIMPLIFY – WITH HOUSEHOLDING Consolidated pricing and simplified reporting – All accounts are linked for consolidated pricing Link multiple accounts for multiple people as long as same household; At least one account must meet the $250,000 minimum – Consolidated statement for all accounts All accounts are consolidated into one statement, with an overview at the group level, followed by reporting on each individual account/contract

20. IMPLEMENTATION: IDENTIFY ACCOUNTS Select Reference Account: – Christine’s RRSP account: $250,000 Link Family Accounts (same address) – Mark’s RRSP account:$150,000 – Non-registered account:$250,000 – Corporate account:$675,000

21. COMPETITIVE FEES PIM offers significant savings over Class A mutual funds – PIM fee 1.75% – Equivalent Class A retail fee 2.33% – Savings of $7,845 annually At a 4% annual compound rate, savings equal more than $233,000 over a 20- year period

22. SUPPORT MATERIALS Advisor Guide Client Guide Sell sheets – Corporate Class – SWESS – T-Class – Portfolio Manager overviews Fee schedule Fund listing Paper-based approach for Managed solutions Advisor-facing proposal tool, including fee calculator

23. Thank you For advisor use only Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. ®CI Investments and the CI Investments design are registered trademarks of CI Investments Inc.