1. FaithGuard Church

2. Your Program of Protection Should Include: Property Liability Crime Inland Marine

3. Your Program of Protection Should Include: Equipment Breakdown Workers’ Comp Umbrella. Business Auto

4. Property Coverage Basic Form: Fire Lightning Explosion Windstorm or hail Smoke Sprinkler leakage

5. Property Coverage Basic Form:  Vandalism  Riot or civil commotion  Aircraft or vehicles  Sinkhole collapse  Volcanic action

6. Property Coverage Broad Form: Includes all basic form perils, plus:  Falling objects  Water damage  Building collapse  Glass breakage  Weight of snow, ice or sleet

7. Property Coverage Special Form: Includes all Basic and Broad Form perils, plus any cause of loss NOT specifically excluded

8. Property Coverage Special Form Examples: Kitchen damage due to appliance failure Theft of church contents from premises Theft, or damage to building from attempted theft. Damage from acid/chemical spills

9. Property - Extensions Newly acquired property Personal property of others Valuable papers and records Property off premises Appurtenant structures

10. Property - Extensions Property in the open Outdoor trees, shrubs, plants, and lawns Signs Indirect loss Fire department service charge

11. Property - Extensions Debris removal Lock replacement Anti-arson reward Sewer/drain backup Ordinance or law Automatic fire suppression recharge

12. Property - Extensions Awnings, canopies, fire extinguishers, refrigerated products Pollutant cleanup Church fidelity bond Vacant staff dwelling

13. Property - Options Replacement cost No deduction for depreciation on covered property losses Agreed value No coinsurance penalty at time of loss

14. Liability Coverage Includes: Church members, employees, officials, and volunteers acting on behalf of church World-wide coverage Damage to property of others

15. Liability Coverage Includes: Advertising/personal injury Newly acquired organizations Legal liability Clergy and lay counseling coverage

16. Liability Coverage Medical payments: Pays ALL reasonable medical expenses of church, regardless of liability Covers members, guests and volunteers Primary coverage on or off premises Excess coverage for athletic activities Loss of Life

17. Liability - Optional Coverage Directors, officers and trustees Hired and non-owned auto Sexual misconduct Employee benefits Day/nursery/student medical Corporal punishment

18. Crime Church theft: Provides blanket coverage including money and securities Include double money coverage for four days of your choice

19. Crime Employee dishonesty  Provides coverage for dishonest acts of officers, ministers and duly appointed or elected officials Forgery and alteration

20. Inland Marine Musical instruments Fine art Data processing equipment Maintenance equipment Minster’s business property Signs Scheduled property

21. Equipment Breakdown Common exposures: Cast iron heating boilers: –subject to burning, cracking Air conditioning systems: –susceptible to burnout

22. Equipment Breakdown Common exposures Electrical wiring, circuit breakers and switches subject to overload Communication equipment susceptible to power surges

23. Special Policies Available Workers' compensation Pays benefits to employees as required by state law Provides protection for lawsuits brought by employees

24. Special Policies Available Umbrella Provides excess limits of liability when underlying limits are exhausted Provides primary coverage for many losses not covered by an underlying policy

25. Special Policies Available Business auto Provides liability and physical damage coverage for church- owned vehicles

26. Why Choose GuideOne? America's leading specialty insurer of churches 50 years of making a difference Rated “A” Excellent by AM Best One of Ward’s Top 50 Performing Insurance Companies of over 3000 Denominational endorsements

27. Why Choose GuideOne? 24/7 Claims Service Loss control services available Over 3,000 professionally trained agents serving their local communities

28. FaithGuard Church