1. Great-West Retirement Services SM 2010 Hoosier.S.T.A.R.T. Retirement Conference Tim Berry – State Auditor

2. Maintain a long-term strategy of regular investing in your retirement plan – no matter what is happening in the market. People rush to buy everything on sale - - except for stocks!

3. Every Day – Read Every Week - Talk Every Month – Save Every Year - Evaluate

4. Real Funds, Real People, Real Important Introduce you to the people behind the plan –Investment Committee –Investment Consultant –Administrator / Record Keeper –Education Counselors Introduce you to the tools available –Education Counselors –On-line Resources Introduce you to the funds within the plan –Core Funds –Specialty Funds –Target Date Funds

5. Hoosier S.T.A.R.T. Investment Committee –Tim Berry, State Auditor –Richard Mourdock, State Treasurer –Adam Horst, State Budget Director (designee of Governor Daniels) –Steffanie Rhinesmith, Chief Investment Officer, Richard M. Fairbanks Foundation (appointed by the State Board of Finance) –Martha Lake, Howard County Treasurer (appointed by the State Board of Finance

6. Investment Committee has hired Capital Cities, LLC as the plan’s investment consultant –Capital Cities is an Indiana company –Capital Cities provides a prudent process for evaluating and monitoring the Hoosier S.T.A.R.T. plan Ongoing review of the Hoosier S.T.A.R.T. plan Develop and review investment policy Ongoing investment performance review

7. Auditor of State serves as the plan administrator –Great West has served as the administrator since 2005 –Great West provides record keeping and educational services to plan members –Decentralized approach –Independence – no conflicts of interest

8. Education Counselors John Vetroczky George Foster Mike Faulk Danny Kight

9. Retirement Education Counselor Pre-Retirement Planning Post-Retirement Counseling Retirement Plan Review Valuable Industry Resource Has serviced Plan since inception Conducts group and individual meetings throughout the entire state Sharri Condon

10. Web Site: www.hoosierstart.in.gov Voice Response System: KeyTalk® at (877) 728-6738 Indianapolis Office: Monday – Friday, 8:30am – 4:30pm Hoosier S.T.A.R.T. Education Counselors Account Management Options

11. www.hoosierstart.in.gov Joe Smith

12. Dreamtracker Paycheck Comparison Reality Investing Advisory Services –Online Investment Guidance (Do-It-Myself) –Online Investment Advice (Help-Me-Do-It) –Managed Account (Do-It-For-Me) Online Tools

13. Assess you current savings strategy to see if you’ll meet your goals. Understand how rate of return and age at retirement can affect your savings. Determine different savings strategies if it looks like you won’t meet your retirement income goals. Develop a Retirement Income Strategy. Convenient access to your account to implement your new strategies DreamTracker®

14. Demonstrates the effect of pre-tax savings on your take- home pay. Allows you to enter other pre and post-tax payroll deductions in order to more accurately replicate your paycheck Compare alternate savings rates and evaluate the impact on your take-home pay. Convenient access to your account to implement your new strategies Paycheck Comparison

15. Reality Investing Advisory Services Advised Assets Group, LLC Account Management and advice based on your “reality”. Schedule a meeting with an Education Counselor “What do I need to get started?” - Paystub - Outside asset information - PERF statement - Spousal information?

16. What Do You Get with Guidance, Advice and the Managed Account Services? Do-It-Myself Investor SM Help-Me-Do-It Investor SM Do-It-For-Me Investor SM Guidance Personalized Retirement Readiness Forecast Personal Service from Dedicated Education Center On-line service Asset Allocation Advice Managed Accounts Personalized Retirement Readiness Forecast Personal Service from Dedicated Education Center Portfolio Specific Advice Automated Portfolio Monitoring & Rebalancing Enrollment, Transactional, Quarterly and Annual Participant Communication Packages Advice Personalized Retirement Readiness Forecast Personal Service from Dedicated Education Center On-line service Portfolio Specific Advice Transactional Automation

17. Are There Any Costs For Guidance, Advice and the Managed Account Services? Do-It-Myself Investor SM Help-Me-Do-It Investor SM Do-It-For-Me Investor SM Guidance No Cost Managed Accounts 0.60% Annually Advice $6.25 Per Quarter

18. Hoosier S.T.A.R.T. Administrative Fee 1980’s-0.85% Annually 1990’s-0.45% Annually 2000 -0.30% Annually 2005 -0.265% Annually 2009-0.26% Annually, Capped at $90,000, Fee waived for 12 months immediately following enrollment 2008-2010effective rate of.195% with fee holiday

20. How Do I Qualify?