1. Our Mission: To fulfill the American Dream of financial inclusion for immigrants, refugees, women and others in need by building wealth through business development & expansion, savings, and homeownership. To fulfill the American Dream of financial inclusion for immigrants, refugees, women and others in need by building wealth through business development & expansion, savings, and homeownership. 1

2.  Micro-enterprise Development - loans up to $50,000; one-on-one technical assistance; workshops on business management and eCommerce.  Individual Development Account Program for Refugees – Basics of Money and Assets; 1 to 1 match.  First Home Program – group workshops and individual counseling; down payment assistance programs. 2 Programs at the Business Center

3.  1,658 loans for a total of $11 million  One-on-one consulting to over 450 businesses per year  Workshops in eCommerce & business management  Equity & Technology grants – IDA Program, eBay Foundation Techquity Award Program, Women & Company Boost Program, DHL Awards, Google 3 Micro-enterprise Development

4.  Workshops and training classes at BCNA on how to use technology to manage your business  Assistance with on line presence and social media 4 BCNA's Technology to Boost Your Bottom Line.

5. Credit Enhancement Loans of $500 to $3,000 Ibrahima Bah, a car service driver in Brooklyn & BCNA loan client was helped by BCNA’s Manager of the Refugee Program to remove approximately $70,000 of erroneous debts from Mr. Bah’s credit history. Ibrahima Bah, a car service driver in Brooklyn & BCNA loan client was helped by BCNA’s Manager of the Refugee Program to remove approximately $70,000 of erroneous debts from Mr. Bah’s credit history. 5  One-on-one credit counseling  Consultations on on-line marketing  Guidance on setting up an accounting system  Advice to clients purchasing technology

6. Street Hail Taxi Loans $1,500 to $3,000 to help taxis qualify for street-hail license 6

7. Emergency & Cash Flow Loans $5,000  Contacted all BCNA loan clients to find out how they had been affected.  Disbursed 41 loans for a total of $161,000 at no interest & no pmts. for 3 months & at 5% from the 4 th month  Disbursed an additional 56 loans for a total of $433,500  “White Poodle” Pet & Grooming shop in Brooklyn, Manhattan Beach. They used the loan to move to a new location 7

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