1. For Agent Use Only Use Only For Presentation Purposes. Do Not Forward. Confidential and Proprietary Information

2. During the next few minutes we will show you how to take control of your health insurance rates and how to During the next few minutes we will show you how to take control of your health insurance rates and how to LOCK –IN your rate for up to 3 years, with an option for 3 additional years!

3. COMPREHENSIVE

4. Fixed Indemnity Plan

11. Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.

15. Doctor Visits

16. 24-Hour Nurse Hotline Call toll-free anytime day or night and talk in complete confidence with a Registered Nurse who can provide professional advice about symptoms, diagnostic and surgical procedures and medications. 24-Hour Nurse Hotline Call toll-free anytime day or night and talk in complete confidence with a Registered Nurse who can provide professional advice about symptoms, diagnostic and surgical procedures and medications. CallMD Protect yourself and your family with “anytime” telephone access to a licensed Medical Doctor. CallMD physicians are available 24/7 for SCA Members who need a doctor’s consultation and in certain cases, even prescription medications. 4 FREE phone consultations are included in your membership, after that you receive an unlimited number of consultations at $35 each. CallMD Protect yourself and your family with “anytime” telephone access to a licensed Medical Doctor. CallMD physicians are available 24/7 for SCA Members who need a doctor’s consultation and in certain cases, even prescription medications. 4 FREE phone consultations are included in your membership, after that you receive an unlimited number of consultations at $35 each.

19. Actual Hospital claims experience from one of our agents! Father-in-law, double bypass, 1 day ICU, plus 4 days in hospital in Macon, GA Total Claim: $63,000+

20. Total Claim $ 63,000 $ 63,000 PPO Network Discount Applied -$ 20,160 -$ 20,160 Balance $ 42,840 $ 42,840 Plan 2 pays: Plan 5 pays: Plan 2 pays: Plan 5 pays: $ 250 Admission Benefit $ 250 $ 250 5 Days Bypass Increased Benefit $ 36,000 $ 48,000 1 Day ICU Benefit $ 1,200 $ 2,000 4 days Room &Board $ 2,400 $ 4,000 Surgical Schedule $ 6,000 $ 6,000 Surgical Schedule $ 6,000 $ 6,000 Total Paid By Insurance $ 45,850 $ 60,250 Balance Due ($ 3,010) ($ 17,410)

22. Blanket Insurance Coverage Benefits - Excess Accident Medical Expense and Accidental Death and Dismemberment (AD&D) Coverage Blanket Insurance Coverage Benefits - Excess Accident Medical Expense and Accidental Death and Dismemberment (AD&D) Coverage *Up to maximum benefit limit for each covered member.

23. Blanket Group Daily Benefit Hospital Confinement Indemnity Coverage Extra Money To Help You With Your Bills!

25. Nobody ever has too much Life Insurance!

29. HRA 105 Health Reimbursement Arrangement The average small business owner can save over $3,900 in taxes by having a Health Reimbursement Arrangement (HRA 105). You may already qualify for an HRA 105 if you pay for any of the following medical-related expenses: Health insurance premiums Health insurance premiums  Prescriptions  Physician office visits  Long-term care premiums  Over the counter medications  Chiropractic  Deductibles and Copayments  Dental care and Orthodontia  Vision Care  Immunizations

30. How much could you save with an HRA 105 plan?

31. 3 YEAR RATE FREEZE No Rate Increases For 3 Years! Additional 3 Year option available!

32. If you currently have health insurance, no money is due when you apply. Applications are done electronically.