1. PAY.ON Sheena Lee Villanueva Emerald Le

2. COMPANY BACKGROUND  Founded in 2004  Global processor of payment providers  Specialize in payment processing and payment security  Have 4 physical locations in Germany and Austria, Philippines, Hong Kong

3. FOUR PRINCIPLES  White Label – We will strengthen your brand  No merchants – We support your service  Multinational – Think global, act local  Software as a Service

4. BUSINESS MODEL

5. Cost -Human resources -Operational cost -R&D Cost -Human resources -Operational cost -R&D Revenue -Products: Pay Sourcing & Pay Pipe -Global support services -Consulting & Pay.on Reports Revenue -Products: Pay Sourcing & Pay Pipe -Global support services -Consulting & Pay.on Reports

6. PRODUCTS  PaySourcing  Reliable and efficient processing of all payment procedures  White Label product- Integrated into customers’ corporate design  Risk management  Software as a Service

8. PRODUCTS  PayPipe  enabling global payment processing for Payment Providers such as PSPs, Acquirers and Scheme Operators via one single interface  The biggest global network with more than 200 PSPs linked to PayPipe

10. SERVICES  Global Support  Global 24/7 Merchant Support  Support Communications Center (SCC)  Consulting  Internationalization  Market and Competitive Analysis  Strategic Co-Operations  Product Development

11. R&D  PAY.ON Reports  Payment reports on countries and special issues  Innovation Management  R&D ratio: 30%  Ideas into innovation

12. PARTNERS

13. SWOT ANALYSIS  Strengths  Global network of payment systems  Steady growth of online-payment-processing volumes  Constant develop technologies  Service mark affirms company brand  Weaknesses  Marketing effort in APAC is not strong

14. SWOT ANALYSIS  Opportunities  To expand its network  Threats  New innovation and technology  Online payment fraud