1. Overview of El Cuero Benefits Health Insurance Options Health, life, dental Savings and Retirement Plans Vacation and Leave Benefits Vacation, sick leave, family leave Education and Personal Development

2. Who is Eligible? Full-time El Cuero employees Spouse or domestic partner Dependent children Part-time and contract employees Limited coverage

3. Preferred Provider Plan (PPO) Broad choice of doctors Nationwide hospital network Health Maintenance Organization (HMO) Unique network of physicians and facilities Dental coverage Diagnostic and preventive procedures covered 100%

4. Employee Stock Ownership Plan 401(k) plan with company matching Alternate benefit plan (Defined Contribution Plan) Medical spending account Dependent care account

5. Vacation 5 days paid after 6 months full-time employment Additional accruals at rate of 1 day per month Up to 3 personal leave days per year Up to 8 paid sick days per year Extended family leave available 12 company holidays per year

6. Personal development and educational goals supported New programs Partial tuition reimbursement Health club memberships Other personal enrichment expenses

7. You are the Future of El Cuero! Benefits program ranks in top 1% of companies its size Programs designed for maximum flexibility Serves our diverse workforce We listen to you! Questions? Suggestion? Contact your site’s Human Resources Director