2. www.lvbank.comInvestor Meet Page 1 THE LAKSHMI VILAS BANK LTD.

3. www.lvbank.comInvestor Meet Page 2 PERFORMANCE HIGHLIGHTS 2010-11 1.NET PROFIT CROSSED ` 100 CRORES, FIRST TIME IN THE HISTORY OF THE BANK. 2.OPERATING PROFIT ` 273.86 CRORES UP BY 65% ON YOY BASIS (Prev. Year ` 166.21 crores) 3.GROSS NPA LESS THAN 2%, STANDS AT 1.93% AS ON 31.03.2011 4.NET NPA LESS THAN 1%, STANDS AT 0.90% AS ON 31.03.2011 5.PROVISION COVERAGE RATIO IS 77.17%, WELL ABOVE THE RBI STIPULATION OF MINIMUM 70%. 6.NET INTEREST MARGIN (NIM) CONTINUES TO BE ROBUST AT 3.75% 7.NET INTEREST INCOME (NII) ` 364.99 CRORES UP BY 46.50% ON YOY BASIS (Prev. Year ` 249.13 crores)

4. www.lvbank.comInvestor Meet Page 3 CONSISTENT PERFORMANCE 2010-11

5. www.lvbank.comInvestor Meet Page 4 DEPOSITS

6. www.lvbank.comInvestor Meet Page 5 ADVANCES

7. www.lvbank.comInvestor Meet Page 6 INVESTMENTS

8. www.lvbank.comInvestor Meet Page 7 INCOME

9. www.lvbank.comInvestor Meet Page 8 EXPENDITURE

10. www.lvbank.comInvestor Meet Page 9 OTHER INCOME

11. www.lvbank.comInvestor Meet Page 10 NET PROFIT

12. www.lvbank.comInvestor Meet Page 11 CAPITAL FUNDS CAPITAL TO RISK WEIGHTED ASSETS-BASEL II- 13.19 % -TIER I- 10.78 % -TIER II - 2.41 % BANK CAN ISSUE UPTO 40% ADDITIONAL EQUITY AS ALREADY AUTHORISED BY SHAREHOLDERS TO IMPROVE CAPITAL ADEQUACY RATIO IN LINE WITH THE PROJECTED BUSINESS LEVEL. OF COURSE, OTHER OPTIONS LIKE PREFERENTIAL ISSUE OR RIGHTS CAN ALSO BE DONE WITH SHARE HOLDERS’ APPROVAL. BANK ALSO HAS ADEQUATE HEADROOM TO RAISE FUNDS UNDER TIER II.

13. www.lvbank.comInvestor Meet Page 12 ANALYTICAL RATIOS

14. www.lvbank.comInvestor Meet Page 13 NON PERFORMING ASSETS

15. www.lvbank.comInvestor Meet Page 14 MOVEMENT OF NPA (GROSS)

16. www.lvbank.comInvestor Meet Page 15