1. WIN instant cash rewards and BE AMONG THE WINNERS of 5 2014 Toyota Vios & 6 40” Samsung Smart TV units! Actual prizes may vary from picture.

2. MECHANICS Agent An agent can win one (1) ticket for every OL/UL New Business (NB) case with at least P20,000 this December and for every P100,000 in his December monthly APE. Note: Only cases and APE from applications submitted from 2 December and issued by 31 December 2013 will be considered for raffle tickets. Unit ManagerA UM will get one (1) raffle ticket for every P500,000 Unit APE. Branch Manager (AMs and DMs will participate on their direct branch production) A BM will get one (1) raffle ticket for every P2,000,000 Branch APE. Raffle Prizes Five (5) All New 2014 Toyota Vios Metro Manila1 Luzon1 Visayas and Mindanao1 National Raffle2 Total5 Thirty (30) 40-Inch Samsung Flat Screen LED SMART TV Metro Manila10 Luzon10 Visayas and Mindanao10 Total30 CHRISTMAS RAFFLE

3. MECHANICS Participants Agents and Agency Leaders Business to be considered OL/UL New Business (NB) case/s with at least 20,000 APE Submission Period2 to 31 December 2013 Issuance Deadline31 December 2013 RewardsCASESCASH REWARDS (net of tax) 1 st PhP 500.00 2 nd PhP 750.00 3 rd onwardsPhP 1,000.00 INSTANT CASH PRIZE Cases Submitted4 cases Cash Reward1 st PhP 500.00 2 nd PhP 750.00 3 rd PhP 1,000.00 4 th PhP 1,000.00 TotalPhP 3,250.00 Please refer to memo with reference number AFAS13-074 for the contest guidelines. NOTE: Cash rewards are on top of each other. To make things clear, consider the example below:

5. The Sales Kick-Off is one of the most significant and important Pru Life UK agency celebrations. It is when the company starts off the year by unveiling its sales theme for the year and rallying its agency force around this theme. Together with the Annual Awards, the Kick-Off is also when the creme dela creme of the agency force is honored by the company. Attending as honorees during the event are agents and agency leaders who qualified to the company’s Achievers Club. Branch Managers and higher agency leaders are automatic invitees. We know that there are agents and agency leaders who did not make it to the honors club. We want you to BE IN. We want you to be part of our 2014 Kick-Off happening next year in regional key cities nationwide.

6. Please refer to memo with reference number AFAS13-073 for the contest guidelines. MECHANICS ParticipantsAll Agents and Unit Managers (UMs) Note: This promo will not cover agents and UMs who are already invited to the Kick-Off as qualifiers to the Achievers Club and Achievers Club for Managers. Promo Period2 to 31 December 2013 Issuance Deadline31 December 2013 Contest Requirements AgentsUMs. Two (2) issued OL/UL New Business (NB) cases with atleast 20,000 APE At least 500,000 Team APE. Rewards Invitation to the 2014 Kick-Off

8. ADVANCED CREDIT PROMO All business submitted from 2 December 2013, provided they are issued during the contest period, will be considered for the 2014 Pru Start – Asian Cruise 2. ROOKIE QUALIFICATION INCENTIVE If you are a rookie agent – coded from 1 October 2013 to 31 March 2014 – be one of the first 50 to deliver PhP 750,000 NAP and earn your seat to the Asian Cruise. The NAP must come from cases submitted from 2 December 2013 and issued by 31 January 2014. This rookie qualification incentive will be limited to 50 seats and available only until 31 January 2014. There will be NO EXTENSIONS, even if there are less than 50 Rookie Agents with PhP 750,000 NAP by the end of the Rookie Qualification Incentive period. Please refer to memo with reference number AFAS13-076 for the contest guidelines.

10. If you are already an SCIC Paris qualifier or are sure to qualify this December, grab this chance to earn Paris pocket money – free – this December! It’s easy, simply satisfy the following requirements and the pocket money is yours! Please refer to memo with reference number AFAS13-077 for the contest guidelines. MECHANICS Participants Agents and Agency Leaders who have earned a 2013 SCIC seat by 31 December 2013; Promo Period 2 to 31 December 2013 Issuance Deadline 31 December 2013 Contest Credit NAP Achievement Rewards Target NAP (in PhP)Pocket Money (in USD) 250,000250 500,000500 750,000750 1,000,0001,000