1. © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary. Electronic Payment Solutions for Corporate Travel Welcome to CSI Enterprises C orporate S pending I nnovations PRESENTER: Robert Lawrence

2. 2 © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary.

3. AboutCSI INTERNATIONAL EXPERIENCE 10,000 CUSTOMERSAWARD WINNING TECHNOLOGY 25 YEARS OF SUCCESS Headquartered in Florida with offices in Canada, our experience spans the globe: Europe, Asia, Latin America. More than 10,000 corporate customers have trusted CSI to deliver results, including some of the world’s most iconic brands. Our innovative technology was the winner of the 2013 Innovation Challenge at Harvard University. 25 years delivering financial payment solutions with expertise in multiple industries. 3 © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary.

4. 4 GBTA: Noncompliant Bookings Cost Companies Thousands Per Traveler Annually August 26, 2013 http://www.businesstravelnews.com/Travel- Management/GBTA--Noncompliant-Bookings-Cost- Companies-Thousands-Per-Traveler- Annually/?a=mgmt&cid=thebeat A 2013 study by GBTA found that out-of-policy travelers cost their companies significant dollars. Key findings of noncompliant travelers include: Spent $58 more per night on lodging Stayed one full day longer More often chose luxury over economy hotels Spent $28 more on daily car rentals More frequently chose premium-class airline seats CorporateTravel Payment Landscape Today The net cost of noncompliant travel: $2,881 per employee, per year.

5. 5 © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary. “We had a ghost card, but the reconciliation darn near killed us. Then we went to individual cards and now I have a compliance problem.” -Corporate Travel Manager, GBTA 2013 captures all the advantages of both traditional payment methods, and eliminates the disadvantages. CorporateTravel Payment Landscape Today

6. CSIProducts 6 PRODUCTOVERVIEW globalVCard paysystemsTotal Travel Payment Solution Secure, one-time use virtual credit card numbers are generated for each travel segment (air, hotel and car rental) payable to a single vendor, for a fixed amount with no risk of fraud or traveller noncompliance. Cash back rewards are generated for all virtual spending. globalVCardMobile Payments Designed for business travellers on-the-go, globalVCard allows authorized users to generate single-use credit card numbers within seconds, right from their smartphone. MasterCard® Corporate Multi CardCorporate Multi Card Our MasterCard® Corporate Multi Card is ideal for employee expenses when in-person transactions require a plastic card. With CSI, you’ll maintain spending control with the ability to approve/block purchases, track all payments, report and analyze all activity. Fully automated process for all airline, hotel and car rental payments. Web-based portal that replicates your workflow, approvals and reconciliation needs. © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary.

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8. FAXRemittance 8 Single-use MasterCard number is generated. © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary. Virtual MasterCard can be re-faxed directly to supplier. Faxed authorization received directly by hotel. 3 2 1

9. EasyIntegration 9 Integration o Easily integrates with any ERP or accounting software package. o Integrates with automated expense reporting systems such as Concur etc. o No expensive programing is required. o All descriptive billing information provided with each charge. No burdensome reconciliation © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary.

10. WWW.CSICORPORATECARD.COM 10 Thank you for your time. rlawrence@csicorporatecard.com 239-908-1255 Robert Lawrence, VP Travel Solutions © 2013 CSI Enterprises, Inc. All rights reserved. Confidential and proprietary.