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5. 1000100 200 300 400 500 Credit Tips Credit Rights The 5 Cs Pay, pay, pay Credit Pitfalls Mixed Bag

6. A 100 The page of an insurance policy that summarizes the terms of that policy.

7. A 100 What is declarations?

8. A 200 The section of an insurance policy specifying the losses that are not covered.

9. A 200 What are the exclusions?

10. A 300 Likelihood that an event will happen.

11. A 300 What is probability?

12. A 400 A traditional health insurance plan in which the insured pays a high percentage of provider charges (usually 80/20).

13. A 400 What is fee-for-service (FFS)?

14. A 500 The least expensive health care plan; requires a primary care physician to refer patients to specialist; will not pay for care outside of the network.

15. A 500 What is health maintenance organization (HMO)?

16. B 100 A managed care plan in which physicians & other providers form a network offering care at reduced rates; does not require a primary care physician.

17. B 100 What is preferred provider organization (PPO)?

18. B 200 A managed care plan that requires a primary care physician to refer the insured to doctors within the network; but will pay a percentage for specialists referred to outside of network.

19. B 200 What is point of service plan (POS)?

20. B 300 The principle of minimizing risk of financial loss by spreading the expense of paying out claims over many customers over a period of many years.

21. B 300 What is the law of large numbers?

22. B 400 An insurer’s determination that an individual meets the company’s criteria to be insured.

23. B 400 What is insurability?

24. B 500 Financial protection purchased to compensate for loss.

25. B 500 What is insurance?

26. C 100 The amount the insured pays on a claim before the insurer pays the remainder.

27. C 100 What is a deductible?

28. C 200 Payment made by the insured to the insurer (to pay for insurance).

29. C 200 What is the premium?

30. C 300 The process of assessing applicants for insurance to determine whether they are a good risk.

31. C 300 What is underwriting?

32. DAILY DOUBLE C 400 DAILY DOUBLE Place A Wager

33. C 400 A small part of the charge for a doctor visit paid by the insured at the time of service.

34. C 400 What is the copay?

35. C 500 The doctor designated by the insured to be most directly responsible for his or her care; refers patients to specialists.

36. C 500 What is the primary care physician?

37. D 100 The federal law that enables eligible individuals to continue health coverage at their own expense after losing a job through which they were covered.

38. D 100 What is COBRA?

39. D 200 A federal law that permits employees to take health insurance eligibility with them when they change jobs; AKA: the portability law

40. D 200 What is HIPAA?

41. D 300 Coverage that pays for physical injuries sustained by the insured & the insured’s passengers

42. D 300 What is medical coverage expenses?

43. D 400 Coverage that pays for physical injury to people in other vehicles.

44. D 400 What is bodily injury liability?

45. D 500 Coverage for damage to a car from a crash, no matter which driver is liable.

46. D 500 What is collision coverage?

47. E 100 One of the ways to deal with risk; spread the risk; buy insurance.

48. E 100 What is transfer?

49. Mrs. Nicholas’ favorite beverage. E 200

50. What is coffee? E 200

51. E 300 Any system of insurers and health care providers that coordinate fees and payments in an attempt to lower the cost of medical care?

52. E 300 What is managed care?

53. E 400 A driver who does not have enough insurance to cover losses he or she is liable for

54. E 400 What is an underinsured motorist?

55. E 500 A driver who is not insured.

56. E 500 What is uninsured motorist?

57. F 100 A request to cover losses from a specific event.

58. F 100 What is a claim?

59. F 200 Protection against a specific kind of loss.

60. F 200 What is coverage?

61. F 300 A rating that summarizes an individual’s credit history and likelihood of paying back loans, qualifying them for better insurance rates.

62. F 300 What is a credit score?

63. F 400 The best course at CHS

64. F 400 What is a Banking & Insurance?

65. F 500 The best year to graduate

66. F 500 What is 2012?

67. The Final Jeopardy Category is: Auto Insurance Please record your wager. Click on screen to begin

68. Click on screen to continue The number of quotes you should get before signing your insurance policy

69. Click on screen to continue What is three?

70. Thank You for Playing Jeopardy! Game Designed By C. Harr-MAIT