1. PORTFOLIO MANAGEMENT How We Create Value for Our Clients

2. The many ways our management benefits you – as a client! Personalized Management Achieving Long-Term Growth Saving Tax Dollars!

3. Portfolio management personalized to your needs! Your goals Your risk preferences Your personal needs Your timeline Your tax situation

4. Achieving long-term growth - diversification

5. Achieving long-term growth - rebalancing

6. Tax Management

7. Reducing Capital Gains

8. Tax Loss Harvesting

9. Location Optimization Permanent Tax Savings Higher After- Tax Returns Higher Pre- Tax Returns Roth Taxable IRA

10. Tangible Benefits Intangible Benefits

11. Quality investment management + tax efficiency = Peace of Mind