1. Are You Totally Protected?

2. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  26 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  37 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

3. *82% Heart Stroke Cancer Accidents All other procedures and surgeries STATISTICS FOR HOSPITAL CONFINEMENTS *AMERICAN HOSPITAL ASSOCIATION What’s Your Greatest Risk?  68% of all hospital confinements are related to the 3 most common critical illnesses  14% of all hospital confinements are related to accidental injuries.  18% All Other Events  Our Goal Is To Pay All Claims 100%  Provide Income On Critical Illnesses And Accidents  YOU RECOVER WITHOUT WORRY!!

4. WHICH WOULD YOU RATHER FOCUS ON?? “RECOVERY OR FINANCES” CANCER / HEART ATTACKS / ACCIDENTS / STROKES  The fear of CANCER / HEART ATTACKS / ACCIDENTS / STROKES were the top Four conditions listed that concern our customers the most!! WHAT ARE YOURS?? WHAT ARE YOURS??  There are four big reasons that these conditions should concern every family;  82% Cancer + Heart Attacks + Strokes + Accidents  82% of all hospital confinements are related to the 4 most common catastrophic Events: Cancer + Heart Attacks + Strokes + Accidents  These Claims Average Including Lost Wages, $16,500 Out Of Pocket!!  They Are Also The Number One Cause Of Bankruptcies In America  75% had health insurance + 70%40%  75% had health insurance + 70% of patients use up their savings! + 40% of those, also max out credit cards! 100% and Provides Income Protection!!  Our Total Protection Plus Plan pays all these claims 100% and Provides Income Protection!!

5. How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection MAJOR MEDICAL ONLY $10,000 CI $10,000 AD&D $10,000 / $100 Accident Plan + TC Dental Access TOTAL PROTECTION ACA BRONZE PLAN Major Medical + Central United Life GAP PLAN $6,100 / $5,000 / $25 + TC Tri-Med $10,000 CI $10,000 AD&D $10,000 / $100 Accident Plan + TC Dental Access STANDARD PROTECTION ”ONLY” ACA GOLD PLAN Major Medical Health Insurance ”ONLY” Less Coverage Less Security CRITICAL ILLNESS FAMILY GAP PLAN 100% ACCIDENT PLAN “ FOUR PLANS ” TOTAL PROTECTION TOTAL PROTECTION PLUS Better Coverage Income Protection Better Coverage Income Protection MAJOR MEDICAL “ ONLY ”

6. UH1 BRONZE TOTAL PROTECTION PLUS $5,500 / 80/20 / $6,350 NO DEDUCTIBLE NO DEDUCTIBLE 4 Doctor Office Visits 100% Coverage On Wellness + CUL PATRIOT BASIC PLAN + TC TRI-MED & DENTAL PLAN $10,000 + $10,000 + $10,000 AMERITAS DENTAL ACCESS TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 73119 = 54 / 52 UH1 BRONZE PLUS + CUL PATRIOT BASIC+ TC TRI-MED & DENTAL $1,272 ZERO OUT OF POCKET PLUS INCOME STANDARD PLAN UH1 ACA GOLD CO-PAY SELECT UNLIMITED BENEFITS $1,000 / 80-20 / $6,350 + Supplemental Accident NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits 100% Coverage On Wellness $6,350 STOP LOSS $12,700 Family Stop Loss $1,287 $6,350 STOP LOSS $12,700 FAMILY USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card